论信用担保机构的风险管理中文摘要:我国信用担保行业是一个仅有十几年历史的新兴行业。由于经营的对象大多是金融机构不愿贷款的信用等级较差的中小企业,使得该行业具有高风险性特征,因此,切实加强我国中小企业信用担保的风险管理,显得尤为必要和紧迫。本文重点分析了中小企业信用担保机构面临的潜在风险,并提出了相关对策。关键词: 信用担保机构 风险 风险管理Abstract: Credit guarantee industry in China is a new industry only has 10 years history. As the operating objects are mostly small and medium-sized enterprises with poor credit rating which financial institutions are reluctant to loan, this industry has a characteristic of high risk. Therefore, its very important a