试论中小企业筹资风险及其防范摘 要筹资对于一个中小企业是至关重要的,是中小企业投资经营的起点。但是筹资必然伴随着各种各样不同层次的风险,中小企业筹资渠道难又是世界性课题。在我国,中小企业的筹资问题表现现得更为复杂。在此背景下,本文首先从中小企业筹资现状开始,阐述中小企业筹资的存在的风险类型,详细分析中小企业筹资风险存在的内部外部原因,最后提出了解决我国中小企业筹资的对策。关键词:中小企业 筹资风险 筹资渠道 风险类型ABSTRACTFunding for a small and medium enterprises is crucial, is the starting point for investment and operation of SMEs. However, funding must be accompanied by a variety of different levels of risk, sources of financing for SMEs is also difficult global issues. In