保险代理人考试题模拟5含答案.doc

1、This Conference is by municipal Standing Committee research decided held of, main task is in-depth learning implement XI General Secretary on “two learn a do“ learning education of important indicates spirit and provincial Secretary XXX important speech spirit, according to central deployment and pr

2、ovincial requirements, on I city “two learn a do“ learning education work for arrangements deployment, education guide General members further firm ideal faith, and keep on party loyalty, and set breeze upright, and courage to play as, for in province first full built well-off social, and Building h

3、igher levels of ecological vitality city provide a strong organizational guarantee of happiness. All party members in the “Constitution Party rules, series of speeches, be qualified party members“ education, Party Central Committee to deepen the inner-party education, advancing the comprehensive yet

4、 another important practice in strictly administering the party, is to promote the inner-party education from “key minority“ to the vast number of party members expanded, from the concentration of important measures to extend education to regular education, is leading the task of party building this

5、 year. This year, the XI General Secretary on many occasions “two“ study and education issued instructions, profoundly illustrates the significance of education, brilliantly describes the overall objectives, basic requirements and main tasks of education, made clear that the main responsibility of t

6、he head of the party organization at all levels and shall carry out, point in the right direction for the us to carry out study and education, provide the fundamental follow. On April 6, Liu Yunshan, Comrade Zhao Leji in Central “two“ Forum on educational work, a careful deployment of this work, put

7、 forward a clear requirement. On April 13, the Party Secretary, Xie Fuzhan, Director of the provincial peoples Congress, the provinces “two“ study educational Conference, made specific arrangements to carry out study and education in the province. We want to seriously study led And further implement

8、ation. Party according to the spirit of the Central and provincial requirements, based on actual city, research has developed a “two“ educational programmes and study contents specific programmes, we want to pay special attention to follow-up. Now, I make a few remarks. First, deepening understandin

9、g, enhancing grasp “two“ educational responsibility since the partys 18, Comrade XI Jinping as General Secretary of the CPC Central Committee made a series of major deployment around the partys construction, making a series of punch, construction of a new political styles and the aspirations of the

10、Party greatly condensed. “Two“ study and education, reflects the interlocking, step by step, further promote the comprehensive strictly administering the partys firm determination and political will, to push forward the “four comprehensive“ strategy is of great significance. We should be supported b

11、y political and overallheight, deep understanding of “two“ study and education on strengthening education of party members and cadres and building a contingent of cadres with high quality, maintaining and developing the partys advanced nature and purity of the significance of practical thought and a

12、ction into Central and provincial requirements. First, the “two“ study and education, is continuously strengthening the partys ideological and political construction of major deployment. Attach importance to party ideology, is the specialty of our party, since the partys 18 distinct characteristic o

13、f strictly administering the party. XI General Secretary pointed out that our party must improve itself, the first task is to strengthen ideological and political construction, the key is the educational management of party members and cadres. At present, the ideas and values have become increasingl

14、y active, social trends are largely stirring blend, cultural exchanges and the complexity of the situation, drove, some party members ideological and political problems, there is an urgent need to strengthen party ideology: clearing the fog, was centering. Like, some belief confused, “three a confid

15、ence“ insufficient, praised Western value concept; some spirit empty, not letter Marty letter ghosts; some political discipline relaxation, in party not statements party, and not love party, and not nursing party, and not for party, even denied party of some most basic of principles and position; so

16、me organization discipline lax, not by provides participate in party of organised, not completed party distribution of task, not by party of organization principles do; some egoism serious, and people race Lee, and self-dealing; some depressed, and escape responsibility, Omission, not as good as som

17、e moral decline, violating public morality, professional ethics and family virtues, not personal morality; some honesty and self-discipline awareness is not strong, with no fear, lawlessness, abuse, and corruption among political, and so on. These problems, after all, and ignore the Constitution Par

18、ty rules, ignore advanced theory, and lack of sense of consciousness, consciousness, pioneer of the party has a lot to do with it. Thought, belief and faith, stick to the spiritual pursuit of Communists, has always been the Communists to settle down at all. “Two“ study and education, is to enable ea

19、ch party to party rules etched in the heart of the party Constitution, and speech into a series of powerful weapon, clearing the barriers and gain the fetters of the mind, improve the ideological and political quality, worthy of the glorious title of the party members. Second, the “two“ study and ed

20、ucation, comprehensively strengthen the construction of grass-roots party organizations and party members is an important . Awake, our party members and party organizations, especially at the grassroots level, some of the party members quality is not high, lax discipline and some primary party organ

21、izations are weak and lax, wiped out some grassroots cadres as, chaos as, thick friends, eating, and so on. These problems are like1.考虑到健康保险的特殊性，一些国家把健康保险和人身意外伤害保险一并列为（ B ）A.第四领域业务 B.第三领域业务 C.第二领域业务 D.第一领域业务2、王某投保人身意外伤害保险一份，保险期限为 2001年 1月 1日至 2002年 1月 1日，并且合同规定的责任期限为 180天。假如王某与 2001年 2月 1日遭受意外伤害事故，在

22、事故发生后的 180天内均未发现造成残疾的迹象，但是与 2001年9月 1日伤病复发，并于 2001年 10月 1日被鉴定为重度伤残。则保险人对此事故的正确的处理意见是（ A ）A.不承担保险责任 B.部分承担保险责任 C.承担保险责任 D.有条件承担保险责任3.根据我国机动车辆损失保险条款规定，保险人应该负责赔偿的碰撞事故有（ A ）A.保险车辆撞到树上起火烧毁B.保险车辆司机突然开门将一骑摩托车的人撞倒导致车毁人亡C.保险车辆倒车时将一行人撞死D.载货保险车辆所载货物撞毁路边的房屋，造成房屋损毁4.在按比例给付型重大疾病保险中，当被保险人罹患某一种重大疾病时，保险人承担的保险责任是（ B

23、）A.按重大疾病保险金额的一定比例给付，且死亡保障为零B.按重大疾病保险金额的一定比例给付，且死亡保障不变C.按重大疾病保险金额的全部数额给付，且死亡保障为零D.按重大疾病保险金额的全部数额给付，且死亡保障不变5.根据保险代位求偿原则，在财产保险中，保险人对导致标的受损的第三者取得请求赔偿权利的途径是（ B ）A.协商取得 B.依法取得 C.调解取得 D.依合同取得6.在我国保险实践中，暂保单的有效期一般为（ B ）A.60天 B.30 天 C.10 天 D.90 天7.根据我国消费者权益保护法的规定，经营者提供商品或者服务应当按照国家有关规定或者商业惯例向消费者出具（ D ）This Con

24、ference is by municipal Standing Committee research decided held of, main task is in-depth learning implement XI General Secretary on “two learn a do“ learning education of important indicates spirit and provincial Secretary XXX important speech spirit, according to central deployment and provincial

25、 requirements, on I city “two learn a do“ learning education work for arrangements deployment, education guide General members further firm ideal faith, and keep on party loyalty, and set breeze upright, and courage to play as, for in province first full built well-off social, and Building higher le

26、vels of ecological vitality city provide a strong organizational guarantee of happiness. All party members in the “Constitution Party rules, series of speeches, be qualified party members“ education, Party Central Committee to deepen the inner-party education, advancing the comprehensive yet another

27、 important practice in strictly administering the party, is to promote the inner-party education from “key minority“ to the vast number of party members expanded, from the concentration of important measures to extend education to regular education, is leading the task of party building this year. T

28、his year, the XI General Secretary on many occasions “two“ study and education issued instructions, profoundly illustrates the significance of education, brilliantly describes the overall objectives, basic requirements and main tasks of education, made clear that the main responsibility of the head

29、of the party organization at all levels and shall carry out, point in the right direction for the us to carry out study and education, provide the fundamental follow. On April 6, Liu Yunshan, Comrade Zhao Leji in Central “two“ Forum on educational work, a careful deployment of this work, put forward

30、 a clear requirement. On April 13, the Party Secretary, Xie Fuzhan, Director of the provincial peoples Congress, the provinces “two“ study educational Conference, made specific arrangements to carry out study and education in the province. We want to seriously study led And further implementation. P

31、arty according to the spirit of the Central and provincial requirements, based on actual city, research has developed a “two“ educational programmes and study contents specific programmes, we want to pay special attention to follow-up. Now, I make a few remarks. First, deepening understanding, enhan

32、cing grasp “two“ educational responsibility since the partys 18, Comrade XI Jinping as General Secretary of the CPC Central Committee made a series of major deployment around the partys construction, making a series of punch, construction of a new political styles and the aspirations of the Party gr

33、eatly condensed. “Two“ study and education, reflects the interlocking, step by step, further promote the comprehensive strictly administering the partys firm determination and political will, to push forward the “four comprehensive“ strategy is of great significance. We should be supported by politi

34、cal and overallheight, deep understanding of “two“ study and education on strengthening education of party members and cadres and building a contingent of cadres with high quality, maintaining and developing the partys advanced nature and purity of the significance of practical thought and action in

35、to Central and provincial requirements. First, the “two“ study and education, is continuously strengthening the partys ideological and political construction of major deployment. Attach importance to party ideology, is the specialty of our party, since the partys 18 distinct characteristic of strict

36、ly administering the party. XI General Secretary pointed out that our party must improve itself, the first task is to strengthen ideological and political construction, the key is the educational management of party members and cadres. At present, the ideas and values have become increasingly active

37、, social trends are largely stirring blend, cultural exchanges and the complexity of the situation, drove, some party members ideological and political problems, there is an urgent need to strengthen party ideology: clearing the fog, was centering. Like, some belief confused, “three a confidence“ in

38、sufficient, praised Western value concept; some spirit empty, not letter Marty letter ghosts; some political discipline relaxation, in party not statements party, and not love party, and not nursing party, and not for party, even denied party of some most basic of principles and position; some organ

39、ization discipline lax, not by provides participate in party of organised, not completed party distribution of task, not by party of organization principles do; some egoism serious, and people race Lee, and self-dealing; some depressed, and escape responsibility, Omission, not as good as some moral

40、decline, violating public morality, professional ethics and family virtues, not personal morality; some honesty and self-discipline awareness is not strong, with no fear, lawlessness, abuse, and corruption among political, and so on. These problems, after all, and ignore the Constitution Party rules

41、, ignore advanced theory, and lack of sense of consciousness, consciousness, pioneer of the party has a lot to do with it. Thought, belief and faith, stick to the spiritual pursuit of Communists, has always been the Communists to settle down at all. “Two“ study and education, is to enable each party

42、 to party rules etched in the heart of the party Constitution, and speech into a series of powerful weapon, clearing the barriers and gain the fetters of the mind, improve the ideological and political quality, worthy of the glorious title of the party members. Second, the “two“ study and education,

43、 comprehensively strengthen the construction of grass-roots party organizations and party members is an important . Awake, our party members and party organizations, especially at the grassroots level, some of the party members quality is not high, lax discipline and some primary party organizations

44、 are weak and lax, wiped out some grassroots cadres as, chaos as, thick friends, eating, and so on. These problems are likeA.商品生产的工艺流程 B.经营者的经营成果报告 C.进货渠道证明 D.购货凭证或者服务单据8.根据我国机动车辆条款的规定，车辆损失保险责任免除的情况有（ C ）等。A.轮胎爆裂导致保险车辆撞倒树上造成本车车身损失B.保险车辆所载货物将房屋撞塌砸坏本车车身造成本车损失C.保险车辆所载货物撞击本车车身造成本车损失D.保险车辆在行驶中平行坠落造成本车损失9

45、.在失能收入损失保险中，当被保险人由于疾病或意外伤害导致残疾、丧失劳动能力不能工作，以致失去收入或减少收入，保险人给付保险金，其给付期限和方式（ C ）A.在一定期限内一次给付 B.在一定期限内期末给付C.在一定期限内分期给付 D.在一定期限内随意给付10.依照民法通则规定，下面不属于民事代理行为的是（ B ）A.乙受甲的委托出席合同签字仪式 B.丙受甲的委托购买保险C.甲委托乙代理房产登记 D.甲委托丁办理纳税11.保险代理从业人员在遇到某些特殊情况需要超越代理权限时，要经过（ A ）的许可。A.所属机构 B.保监会 C.行业协会 D.投保人12.在主要的医疗保险中，保险费率相对较高的险种是

46、（ B ）A.住院保险 B.综合医疗保险 C.普通医疗保险 D.手术保险13.下列所列出的保险业务中，适合投保短期出口信用保险业务的是（ C ）A.飞机出口业务 B.船舶出口业务 C.消费性制成品出口业务 D.大型生产线出口业务This Conference is by municipal Standing Committee research decided held of, main task is in-depth learning implement XI General Secretary on “two learn a do“ learning education of impor

47、tant indicates spirit and provincial Secretary XXX important speech spirit, according to central deployment and provincial requirements, on I city “two learn a do“ learning education work for arrangements deployment, education guide General members further firm ideal faith, and keep on party loyalty

48、, and set breeze upright, and courage to play as, for in province first full built well-off social, and Building higher levels of ecological vitality city provide a strong organizational guarantee of happiness. All party members in the “Constitution Party rules, series of speeches, be qualified part

49、y members“ education, Party Central Committee to deepen the inner-party education, advancing the comprehensive yet another important practice in strictly administering the party, is to promote the inner-party education from “key minority“ to the vast number of party members expanded, from the concentration of important measures to extend education to regular education, is leadin