Welcome Foreword by Jeremy Wilmot,3 3,Introduction,3,Methodology,3,Global Real-Time Payments Adoption Thematic Insights Request to Pay Couples Convenience with the Control that Consumers Demand,4 5 5,The Acquiring Outlook,5,The Impact of COVID-19 on Real-Time Payments,6,Payment Networks,6,Consumer Payments Modernization,7,Contents,Prime Time For Real-Time 2021,Country Insights North America,8 8,Asia,12,Europe,24,Middle East, Africa and South Asia,46,Pacific,56,Latin America,60,Glossary,68,2,Fore