1、年金现值期数 1% 2% 3% 4% 5% 6% 7% 8% 9% 10%1 0.9901 0.9804 0.9709 0.9615 0.9524 0.9434 0.9346 0.9259 0.9174 0.90912 1.9704 1.9416 1.9135 1.8861 1.8594 1.8334 1.808 1.7833 1.7591 1.73553 2.941 2.8839 2.8286 2.7751 2.7232 2.673 2.6243 2.5771 2.5313 2.48694 3.902 3.8077 3.7171 3.6299 3.546 3.4651 3.3872 3.31
2、21 3.2397 3.16995 4.8534 4.7135 4.5797 4.4518 4.3295 4.2124 4.1002 3.9927 3.8897 3.79086 5.7955 5.6014 5.4172 5.2421 5.0757 4.9173 4.7665 4.6229 4.4859 4.35537 6.7282 6.472 6.2303 6.0021 5.7864 5.5824 5.3893 5.2064 5.033 4.86848 7.6517 7.3255 7.0197 6.7327 6.4632 6.2098 5.9713 5.7466 5.5348 5.33499
3、8.566 8.1622 7.7861 7.4353 7.1078 6.8017 6.5152 6.2469 5.9952 5.75910 9.4713 8.9826 8.5302 8.1109 7.7217 7.3601 7.0236 6.7101 6.4177 6.144611 10.3676 9.7868 9.2526 8.7605 8.3064 7.8869 7.4987 7.139 6.8052 6.495112 11.2551 10.5753 9.954 9.3851 8.8633 8.3838 7.9427 7.5361 7.1607 6.813713 12.1337 11.34
4、84 10.635 9.9856 9.3936 8.8527 8.3577 7.9038 7.4869 7.103414 13.0037 12.1062 11.2961 10.5631 9.8986 9.295 8.7455 8.2442 7.7862 7.366715 13.8651 12.8493 11.9379 11.1184 10.3797 9.7122 9.1079 8.5595 8.0607 7.606116 14.7179 13.5777 12.5611 11.6523 10.8378 10.1059 9.4466 8.8514 8.3126 7.823717 15.5623 1
5、4.2919 13.1661 12.1657 11.2741 10.4773 9.7632 9.1216 8.5436 8.021618 16.3983 14.992 13.7535 12.6593 11.6896 10.8276 10.0591 9.3719 8.7556 8.201419 17.226 15.6785 14.3238 13.1339 12.0853 11.1581 10.3356 9.6036 8.9501 8.364920 18.0456 16.3514 14.8775 13.5903 12.4622 11.4699 10.594 9.8181 9.1285 8.5136
6、21 18.857 17.0112 15.415 14.0292 12.8212 11.7641 10.8355 10.0168 9.2922 8.648722 19.6604 17.658 15.9369 14.4511 13.163 12.0416 11.0612 10.2007 9.4424 8.771523 20.4558 18.2922 16.4436 14.8568 13.4886 12.3034 11.2722 10.3711 9.5802 8.883224 21.2434 18.9139 16.9355 15.247 13.7986 12.5504 11.4693 10.528
7、8 9.7066 8.984725 22.0232 19.5235 17.4131 15.6221 14.0939 12.7834 11.6536 10.6748 9.8226 9.07726 22.7952 20.121 17.8768 15.9828 14.3752 13.0032 11.8258 10.81 9.929 9.160927 23.5596 20.7069 18.327 16.3296 14.643 13.2105 11.9867 10.9352 10.0266 9.237228 24.3164 21.2813 18.7641 16.6631 14.8981 13.4062
8、12.1371 11.0511 10.1161 9.306629 25.0658 21.8444 19.1885 16.9837 15.1411 13.5907 12.2777 11.1584 10.1983 9.369630 25.8077 22.3965 19.6004 17.292 15.3725 13.7648 12.409 11.2578 10.2737 9.4269年金现值期数 11% 12% 13% 14% 15% 16% 17% 18% 19% 20%1 0.9009 0.8929 0.885 0.8772 0.8696 0.8621 0.8547 0.8475 0.8403
9、0.83332 1.7125 1.6901 1.6681 1.6467 1.6257 1.6052 1.5852 1.5656 1.5465 1.52783 2.4437 2.4018 2.3612 2.3216 2.2832 2.2459 2.2096 2.1743 2.1399 2.10654 3.1024 3.0373 2.9745 2.9137 2.855 2.7982 2.7432 2.6901 2.6386 2.58875 3.6959 3.6048 3.5172 3.4331 3.3522 3.2743 3.1993 3.1272 3.0576 2.99066 4.2305 4.
10、1114 3.9975 3.8887 3.7845 3.6847 3.5892 3.4976 3.4098 3.32557 4.7122 4.5638 4.4226 4.2883 4.1604 4.0386 3.9224 3.8115 3.7057 3.60468 5.1461 4.9676 4.7988 4.6389 4.4873 4.3436 4.2072 4.0776 3.9544 3.83729 5.537 5.3282 5.1317 4.9464 4.7716 4.6065 4.4506 4.303 4.1633 4.03110 5.8892 5.6502 5.4262 5.2161
11、 5.0188 4.8332 4.6586 4.4941 4.3389 4.192511 6.2065 5.9377 5.6869 5.4527 5.2337 5.0286 4.8364 4.656 4.4865 4.327112 6.4924 6.1944 5.9176 5.6603 5.4206 5.1971 4.9884 4.7932 4.6105 4.439213 6.7499 6.4235 6.1218 5.8424 5.5831 5.3423 5.1183 4.9095 4.7147 4.532714 6.9819 6.6282 6.3025 6.0021 5.7245 5.467
12、5 5.2293 5.0081 4.8023 4.610615 7.1909 6.8109 6.4624 6.1422 5.8474 5.5755 5.3242 5.0916 4.8759 4.675516 7.3792 6.974 6.6039 6.2651 5.9542 5.6685 5.4053 5.1624 4.9377 4.729617 7.5488 7.1196 6.7291 6.3729 6.0472 5.7487 5.4746 5.2223 4.9897 4.774618 7.7016 7.2497 6.8399 6.4674 6.128 5.8178 5.5339 5.273
13、2 5.0333 4.812219 7.8393 7.3658 6.938 6.5504 6.1982 5.8775 5.5845 5.3162 5.07 4.843520 7.9633 7.4694 7.0248 6.6231 6.2593 5.9288 5.6278 5.3527 5.1009 4.869621 8.0751 7.562 7.1016 6.687 6.3125 5.9731 5.6648 5.3837 5.1268 4.891322 8.1757 7.6446 7.1695 6.7429 6.3587 6.0113 5.6964 5.4099 5.1486 4.909423
14、 8.2664 7.7184 7.2297 6.7921 6.3988 6.0442 5.7234 5.4321 5.1668 4.9245年金现值期数 21% 22% 23% 24% 25% 26% 27% 28% 29% 30%1 0.8264 0.8197 0.813 0.8065 0.8 0.7937 0.7874 0.7813 0.7752 0.76922 1.5095 1.4915 1.474 1.4568 1.44 1.4235 1.4074 1.3916 1.3761 1.36093 2.0739 2.0422 2.0114 1.9813 1.952 1.9234 1.8956
15、 1.8684 1.842 1.81614 2.5404 2.4936 2.4483 2.4043 2.3616 2.3202 2.28 2.241 2.2031 2.16625 2.926 2.8636 2.8035 2.7454 2.6893 2.6351 2.5827 2.532 2.483 2.43566 3.2446 3.1669 3.0923 3.0205 2.9514 2.885 2.821 2.7594 2.7 2.64277 3.5079 3.4155 3.327 3.2423 3.1611 3.0833 3.0087 2.937 2.8682 2.80218 3.7256
16、3.6193 3.5179 3.4212 3.3289 3.2407 3.1564 3.0758 2.9986 2.92479 3.9054 3.7863 3.6731 3.5655 3.4631 3.3657 3.2728 3.1842 3.0997 3.01910 4.0541 3.9232 3.7993 3.6819 3.5705 3.4648 3.3644 3.2689 3.1781 3.091524 8.3481 7.7843 7.2829 6.8351 6.4338 6.0726 5.7465 5.4509 5.1822 4.937125 8.4217 7.8431 7.33 6.
17、8729 6.4641 6.0971 5.7662 5.4669 5.1951 4.947626 8.4881 7.8957 7.3717 6.9061 6.4906 6.1182 5.7831 5.4804 5.206 4.956327 8.5478 7.9426 7.4086 6.9352 6.5135 6.1364 5.7975 5.4919 5.2151 4.963628 8.6016 7.9844 7.4412 6.9607 6.5335 6.152 5.8099 5.5016 5.2228 4.969729 8.6501 8.0218 7.4701 6.983 6.5509 6.1
18、656 5.8204 5.5098 5.2292 4.974730 8.6938 8.0552 7.4957 7.0027 6.566 6.1772 5.8294 5.5168 5.2347 4.978911 4.1769 4.0354 3.9018 3.7757 3.6564 3.5435 3.4365 3.3351 3.2388 3.147312 4.2784 4.1274 3.9852 3.8514 3.7251 3.6059 3.4933 3.3868 3.2859 3.190313 4.3624 4.2028 4.053 3.9124 3.7801 3.6555 3.5381 3.4
19、272 3.3224 3.223314 4.4317 4.2646 4.1082 3.9616 3.8241 3.6949 3.5733 3.4587 3.3507 3.248715 4.489 4.3152 4.153 4.0013 3.8593 3.7261 3.601 3.4834 3.3726 3.268216 4.5364 4.3567 4.1894 4.0333 3.8874 3.7509 3.6228 3.5026 3.3896 3.283217 4.5755 4.3908 4.219 4.0591 3.9099 3.7705 3.64 3.5177 3.4028 3.29481
20、8 4.6079 4.4187 4.2431 4.0799 3.9279 3.7861 3.6536 3.5294 3.413 3.303719 4.6346 4.4415 4.2627 4.0967 3.9424 3.7985 3.6642 3.5386 3.421 3.310520 4.6567 4.4603 4.2786 4.1103 3.9539 3.8083 3.6726 3.5458 3.4271 3.315821 4.675 4.4756 4.2916 4.1212 3.9631 3.8161 3.6792 3.5514 3.4319 3.319822 4.69 4.4882 4
21、.3021 4.13 3.9705 3.8223 3.6844 3.5558 3.4356 3.32323 4.7025 4.4985 4.3106 4.1371 3.9764 3.8273 3.6885 3.5592 3.4384 3.325424 4.7128 4.507 4.3176 4.1428 3.9811 3.8312 3.6918 3.5619 3.4406 3.327225 4.7213 4.5139 4.3232 4.1474 3.9849 3.8342 3.6943 3.564 3.4423 3.328626 4.7284 4.5196 4.3278 4.1511 3.98
22、79 3.8367 3.6963 3.5656 3.4437 3.329727 4.7342 4.5243 4.3316 4.1542 3.9903 3.8387 3.6979 3.5669 3.4447 3.330528 4.739 4.5281 4.3346 4.1566 3.9923 3.8402 3.6991 3.5679 3.4455 3.331229 4.743 4.5312 4.3371 4.1585 3.9938 3.8414 3.7001 3.5687 3.4461 3.331730 4.7463 4.5338 4.3391 4.1601 3.995 3.8424 3.700
23、9 3.5693 3.4466 3.3321年金终值期数 1% 2% 3% 4% 5% 6% 7% 8% 9% 10%1 1 1 1 1 1 1 1 1 1 12 2.01 2.02 2.03 2.04 2.05 2.06 2.07 2.08 2.09 2.13 3.0301 3.0604 3.0909 3.1216 3.1525 3.1836 3.2149 3.2464 3.2781 3.314 4.0604 4.1216 4.1836 4.2465 4.3101 4.3746 4.4399 4.5061 4.5731 4.6415 5.101 5.204 5.3091 5.4163 5.5
24、256 5.6371 5.7507 5.8666 5.9847 6.10516 6.152 6.3081 6.4684 6.633 6.8019 6.9753 7.1533 7.3359 7.5233 7.71567 7.2135 7.4343 7.6625 7.8983 8.142 8.3938 8.654 8.9228 9.2004 9.48728 8.2857 8.583 8.8923 9.2142 9.5491 9.8975 10.2598 10.6366 11.0285 11.43599 9.3685 9.7546 10.1591 10.5828 11.0266 11.4913 11
25、.978 12.4876 13.021 13.579510 10.4622 10.9497 11.4639 12.0061 12.5779 13.1808 13.8164 14.4866 15.1929 15.937411 11.5668 12.1687 12.8078 13.4864 14.2068 14.9716 15.7836 16.6455 17.5603 18.531212 12.6825 13.4121 14.192 15.0258 15.9171 16.8699 17.8885 18.9771 20.1407 21.384313 13.8093 14.6803 15.6178 1
26、6.6268 17.713 18.8821 20.1406 21.4953 22.9534 24.522714 14.9474 15.9739 17.0863 18.2919 19.5986 21.0151 22.5505 24.2149 26.0192 27.97515 16.0969 17.2934 18.5989 20.0236 21.5786 23.276 25.129 27.1521 29.3609 31.772516 17.2579 18.6393 20.1569 21.8245 23.6575 25.6725 27.8881 30.3243 33.0034 35.949717 1
27、8.4304 20.0121 21.7616 23.6975 25.8404 28.2129 30.8402 33.7502 36.9737 40.544718 19.6147 21.4123 23.4144 25.6454 28.1324 30.9057 33.999 37.4502 41.3013 45.599219 20.8109 22.8406 25.1169 27.6712 30.539 33.76 37.379 41.4463 46.0185 51.159120 22.019 24.2974 26.8704 29.7781 33.066 36.7856 40.9955 45.762
28、 51.1601 57.27521 23.2392 25.7833 28.6765 31.9692 35.7193 39.9927 44.8652 50.4229 56.7645 64.002522 24.4716 27.299 30.5368 34.248 38.5052 43.3923 49.0057 55.4568 62.8733 71.402723 25.7163 28.845 32.4529 36.6179 41.4305 46.9958 53.4361 60.8933 69.5319 79.54324 26.9735 30.4219 34.4265 39.0826 44.502 5
29、0.8156 58.1767 66.7648 76.7898 88.497325 28.2432 32.0303 36.4593 41.6459 47.7271 54.8645 63.249 73.1059 84.7009 98.347126 29.5256 33.6709 38.553 44.3117 51.1135 59.1564 68.6765 79.9544 93.324 109.181827 30.8209 35.3443 40.7096 47.0842 54.6691 63.7058 74.4838 87.3508 102.7231121.099928 32.1291 37.051
30、2 42.9309 49.9676 58.4026 68.5281 80.6977 95.3388 112.9682134.209929 33.4504 38.7922 45.2189 52.9663 62.3227 73.6398 87.3465 103.9659124.1354148.630930 34.7849 40.5681 47.5754 56.0849 66.4388 79.0582 94.4608 113.2832136.3075164.494年金终值期数 11% 12% 13% 14% 15% 16% 17% 18% 19% 20%1 1 1 1 1 1 1 1 1 1 12
31、2.11 2.12 2.13 2.14 2.15 2.16 2.17 2.18 2.19 2.23 3.3421 3.3744 3.4069 3.4396 3.4725 3.5056 3.5389 3.5724 3.6061 3.644 4.7097 4.7793 4.8498 4.9211 4.9934 5.0665 5.1405 5.2154 5.2913 5.3685 6.2278 6.3528 6.4803 6.6101 6.7424 6.8771 7.0144 7.1542 7.2966 7.44166 7.9129 8.1152 8.3227 8.5355 8.7537 8.977
32、5 9.2068 9.442 9.683 9.92997 9.7833 10.089 10.4047 10.7305 11.0668 11.4139 11.772 12.1415 12.5227 12.91598 11.8594 12.2997 12.7573 13.2328 13.7268 14.2401 14.7733 15.327 15.902 16.49919 14.164 14.7757 15.4157 16.0853 16.7858 17.5185 18.2847 19.0859 19.9234 20.798910 16.722 17.5487 18.4197 19.3373 20
33、.3037 21.3215 22.3931 23.5213 24.7089 25.958711 19.5614 20.6546 21.8143 23.0445 24.3493 25.7329 27.1999 28.7551 30.4035 32.150412 22.7132 24.1331 25.6502 27.2707 29.0017 30.8502 32.8239 34.9311 37.1802 39.580513 26.2116 28.0291 29.9847 32.0887 34.3519 36.7862 39.404 42.2187 45.2445 48.496614 30.0949
34、 32.3926 34.8827 37.5811 40.5047 43.672 47.1027 50.818 54.8409 59.195915 34.4054 37.2797 40.4175 43.8424 47.5804 51.6595 56.1101 60.9653 66.2607 72.035116 39.1899 42.7533 46.6717 50.9804 55.7175 60.925 66.6488 72.939 79.8502 87.442117 44.5008 48.8837 53.7391 59.1176 65.0751 71.673 78.9792 87.068 96.
35、0218 105.930618 50.3959 55.7497 61.7251 68.3941 75.8364 84.1407 93.4056 103.7403115.2659128.116719 56.9395 63.4397 70.7494 78.9692 88.2118 98.6032 110.2846123.4135138.1664154.7420 64.2028 72.0524 80.9468 91.0249 102.4436115.3797130.0329146.628 165.418 186.68821 72.2651 81.6987 92.4699 104.7684118.81
36、01134.8405153.1385174.021 197.8474225.025622 81.2143 92.5026 105.491 120.436 137.6316157.415 180.1721206.3448236.4385271.030723 91.1479 104.6029120.2048138.297 159.2764183.6014211.8013244.4868282.3618326.236924 102.1742118.1552136.8315158.6586184.1678213.9776248.8076289.4945337.0105392.484225 114.41
37、33133.3339155.6196181.8708212.793 249.214 292.1049342.6035402.0425471.981126 127.9988150.3339176.8501208.3327245.712 290.0883342.7627405.2721479.4306567.377327 143.0786169.374 200.8406238.4993283.5688337.5024402.0323479.2211571.5224681.852828 159.8173190.6989227.9499272.8892327.1041392.5028471.37785
38、66.4809681.1116819.223329 178.3972214.5828258.5834312.0937377.1697456.3032552.5121669.4475811.5228984.06830 199.0209241.3327293.1992356.7868434.7451530.3117647.4391790.948 966.71221181.8816年金终值期数21% 22% 23% 24% 25% 26% 27% 28% 29% 30%1 1 1 1 1 1 1 1 1 1 12 2.21 2.22 2.23 2.24 2.25 2.26 2.27 2.28 2.2
39、9 2.33 3.6741 3.7084 3.7429 3.7776 3.8125 3.8476 3.8829 3.9184 3.9541 3.994 5.4457 5.5242 5.6038 5.6842 5.7656 5.848 5.9313 6.0156 6.1008 6.1875 7.5892 7.7396 7.8926 8.0484 8.207 8.3684 8.5327 8.6999 8.87 9.04316 10.183 10.4423 10.7079 10.9801 11.2588 11.5442 11.8366 12.1359 12.4423 12.7567 13.3214
40、13.7396 14.1708 14.6153 15.0735 15.5458 16.0324 16.5339 17.0506 17.58288 17.1189 17.7623 18.43 19.1229 19.8419 20.5876 21.3612 22.1634 22.9953 23.85779 21.7139 22.67 23.669 24.7125 25.8023 26.9404 28.1287 29.3692 30.6639 32.01510 27.2738 28.6574 30.1128 31.6434 33.2529 34.9449 36.7235 38.5926 40.556
41、4 42.619511 34.0013 35.962 38.0388 40.2379 42.5661 45.0306 47.6388 50.3985 53.3178 56.405312 42.1416 44.8737 47.7877 50.895 54.2077 57.7386 61.5013 65.51 69.78 74.32713 51.9913 55.7459 59.7788 64.1097 68.7596 73.7506 79.1066 84.8529 91.0161 97.62514 63.9095 69.01 74.528 80.4961 86.9495 93.9258 101.4
42、654109.6117118.4108127.912515 78.3305 85.1922 92.6694 100.8151109.6868119.3465129.8611141.3029153.75 167.286316 95.7799 104.9345114.9834126.0108138.1085151.3766165.9236181.8677199.3374218.472217 116.8937 129.0201142.4295157.2534173.6357191.7345211.723 233.7907258.1453285.013918 142.4413 158.4045176.
43、1883195.9942218.0446242.5855269.8882300.2521334.0074371.51819 173.354 194.2535217.7116244.0328273.5558306.6577343.758 385.3227431.8696483.973420 210.7584 237.9893268.7853303.6006342.9447387.3887437.5726494.2131558.1118630.165521 256.0176 291.3469331.6059377.4648429.6809489.1098556.7173633.5927720.96
44、42820.215122 310.7813 356.4432408.8753469.0563538.1011617.2783708.0309811.9987931.04381067.279623 377.0454 435.8607503.9166582.6298673.6264778.7707900.19931040.35831202.04651388.463524 457.2249 532.7501620.8174723.461 843.0329982.25111144.25311332.65861551.64 1806.002625 554.2422 650.9551764.6054898
45、.09161054.79121238.63631454.20141706.80312002.61562348.803326 671.633 795.1653941.46471114.63361319.4891561.68181847.83582185.70792584.37413054.444327 813.6759 971.10161159.00161383.14571650.36121968.71912347.75152798.70613334.84263971.777628 985.5479 1185.7441426.57191716.10072063.95152481.5862982.
46、64443583.34384302.9475164.310929 1193.5129 1447.60771755.68352128.96482580.93943127.79843788.95834587.68015551.80166714.604230 1445.1507 1767.08132160.49072640.91643227.17433942.0264812.97715873.23067162.82418729.9855复利现值期数 1% 2% 3% 4% 5% 6% 7% 8% 9% 10%1 0.9901 0.9804 0.9709 0.9615 0.9524 0.9434 0.
47、9346 0.9259 0.9174 0.90912 0.9803 0.9612 0.9426 0.9246 0.907 0.89 0.8734 0.8573 0.8417 0.82643 0.9706 0.9423 0.9151 0.889 0.8638 0.8396 0.8163 0.7938 0.7722 0.75134 0.961 0.9238 0.8885 0.8548 0.8227 0.7921 0.7629 0.735 0.7084 0.6835 0.9515 0.9057 0.8626 0.8219 0.7835 0.7473 0.713 0.6806 0.6499 0.6209
