1、inflation 通货膨胀deflation 通货紧缩tighter credit 紧缩信贷monetary policy 货币政策foreign exchange 外汇spot transaction 即期交易forward transaction 远期交易option forward transaction 择期交易swap transaction 调期交易quote 报价settlment and delivery 交割Treasury bond 财政部公债current-account 经常项目pickup in rice 物价上涨Federal Reserve 美联储buying
2、rate 买入价selling rate 卖出价spread 差幅contract 合同at par 平价premium 升水discount 贴水direct quoation method 直接报价法indirect quoation method 间接报价法dividend 股息domestic currency 本币floating rate 浮动利率parent company 母公司credit swap 互惠贷款venture capital 风险资本book value 帐面价值physical capital 实际资本IPO(initial public offering)新
3、股首发；首次公开发行job machine 就业市场welfare capitalism 福利资本主义collective market cap 市场资本总值glolbal corporation 跨国公司transnational status 跨国优势transfer price 转让价格consolidation 兼并leverage 杠杆financial turmoil/meltdown 金融危机file for bankruptcy 申请破产bailout 救助take over 收购buy out 购买(某人的)产权或全部货物go under 破产take a nosedive（
4、股市）大跌tumble 下跌falter 摇摇欲坠on the hook 被套住shore up confidence 提振市场信心stave off 挡开,避开,liquidate assets 资产清算at fire sale prices 超低价sell-off 证券的跌价reserve 储备note 票据discount 贴现circulate 流通central bank 中央银行the Federal Reserve System 联邦储备系统credit union 信用合作社paper currency 纸币credit creation 信用创造branch banking
5、银行分行制unit banking 单一银行制out of circulation 退出流通capital stock 股本at par 以票面价值计electronic banking 电子银行banking holding company 公司银行the gold standard 金本位the Federal Reserve Board 联邦储备委员会the stock market crash 股市风暴reserve ratio 准备金比率division of labor 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货
6、a medium of exchange 交换媒介legal sanction 法律制裁face value 面值liquid assets 流动资产illiquidl assets 非流动资产the liquidity scale 流动性指标real estate 不动产checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金repurchas
7、e agreements 回购协议certificate of deposits 存单bond 债券stock 股票travelerschecks 旅行支票small-denomination time deposits 小额定期存款large-denomination time deposits 大额定期存款bank overnight repurchase agreements 银行隔夜回购协议bank long-term repurchase agreements 银行长期回购协议thrift institutions 存款机构financial institution 金融机构comm
8、ercial banks 商业银行a means of payment 支付手段a store of value 储藏手段a standard of value 价值标准deficit 亏损roll 展期wholesale 批发default 不履约auction 拍卖collateralize 担保markup 价格的涨幅dealer 交易员broker 经纪人pension funds 养老基金face amount 面值commerical paper 商业票据bankers acceptance 银行承兑汇票Fed fund 联邦基金eurodollar 欧洲美元treasury bi
9、lls 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating 信誉级别tax collection 税收money market 货币市场capital market 资本市场original maturity 原始到期期限surplus funds 过剩基金syndication 辛迪加underwrite 包销，认购hedge 对冲买卖、套期保值innovation 到期交易spread 利差principal 本金swap 掉期交易eurobond market 欧洲债券市场euronote 欧洲票据Fede
10、ral Reserve Bank (FRB)联邦储备银行unsecured credit 无担保贷款fixed term time deposit 定期支付存款lead bank 牵头银行neogotiable time deposit 议付定期存款inter-bank money market 银行同业货币市场medium term loan 中期贷款syndicated credit 银团贷款merchant bank 商业银行portfolio management 有价债券管理lease financing 租赁融资note issurance facility 票据发行安排beare
11、r note 不记名票价underwriting facility 包销安排floating-rate note 浮动利率票据bond holder 债券持持有者London Interbank Offered Rate(LIBOR)伦敦同业优惠利率back-up credit line 备用信贷额promissory note(P.N.p/n)本票revolving cerdit 循环信用证，即 revolving letter of creditnon interest-bearing reserves 无息储备金interest rate controls 利率管制interest ra
12、te ceiling 利率上限interest rate floor 利率下限破产 insolvency有偿还债务能力的 solvent合同 contract汇率 exchange rate私营部门 private sector财政管理机构 fiscal authorities宽松的财政政策 slack fiscal policy税法 tax bill财政 public finance财政部 the Ministry of Finance平衡预算 balanced budget继承税 inheritance tax货币主义者 monetariest增值税 VAT (value added ta
13、x)收入 revenue总需求 aggregate demand货币化 monetization赤字 deficit经济不景气 recessiona period when the economy of a country is notsuccessful, business conditions are bad, industrialproduction and trade are at a low level and thereis a lot of unemployment经济好转 turnabout复苏 recovery成本推进型 cost push货币供应 money supply生
14、产率 productivity劳动力 labor force实际工资 real wages成本推进式通货膨胀 cost-push inflation需求拉动式通货膨胀 demand-pull inflation双位数通货膨胀 double- digit inflation极度通货膨胀 hyperinflation长期通货膨胀 chronic inflation治理通货膨胀 to fight inflation最终目标 ultimate goal坏的影响 adverse effect担保 ensure贴现 discount萧条的 sluggish认购 subscribe to支票帐户 check
15、ing account货币控制工具 instruments of monetry control借据 IOUs(I owe you)本票 promissory notes货币总监 controller of the currency拖收系统 collection system支票清算或结算 check clearing资金划拨 transfer of funds可以相信的证明 credentials改革 fashion被缠住 entangled货币联盟 Monetary Union再购协议 repo精明的讨价还价交易 horse-trading欧元 euro公共债务 membership cr
16、iteria汇率机制 REM储备货币 reserve currency劳动密集型 labor-intensive股票交易所 bourse竞争领先 frontrun牛市 bull market非凡的牛市 a raging bull规模经济 scale economcies买方出价与卖方要价之间的差价 bid-ask spreads期货（股票） futures经济商行 brokerage firm回报率 rate of return股票 equities违约 default现金外流 cash drains经济人佣金 brokerage fee存款单 CD(certificate of deposi
17、t)营业额 turnover资本市场 capital market布雷顿森林体系 The Bretton Woods System经常帐户 current account套利者 arbitrager远期汇率 forward exchange rate即期汇率 spot rate实际利率 real interest rates货币政策工具 tools of monetary policy银行倒闭 bank failures跨国公司 MNC ( Multi-National Corporation)商业银行 commercial bank商业票据 comercial paper利润 profit本
18、票，期票 promissory notes监督 to monitor佣金（经济人） commission brokers套期保值 hedge有价证券平衡理论 portfolio balance theory外汇储备 foreign exchange reserves固定汇率 fixed exchange rate浮动汇率 floating/flexible exchange rate货币选择权（期货） currency option套利 arbitrage合约价 exercise price远期升水 forward premium多头买升 buying long空头卖跌 selling sho
19、rt按市价订购股票 market order股票经纪人 stockbroker国际货币基金 the IMF七国集团 the G-7监督 surveillance同业拆借市场 interbank market可兑换性 convertibility软通货 soft currency限制 restriction交易 transaction充分需求 adequate demand短期外债 short term external debt汇率机制 exchange rate regime直接标价 direct quotes资本流动性 mobility of capital赤字 deficit本国货币 d
20、omestic currency外汇交易市场 foreign exchange market国际储备 international reserve利率 interest rate资产 assets国际收支 balance of payments贸易差额 balance of trade繁荣 boom债券 bond资本 captial资本支出 captial expenditures商品 commodities商品交易所 commodity exchange期货合同 commodity futures contract普通股票 common stock联合大企业 conglomerate货币贬值
21、currency devaluation通货紧缩 deflation折旧 depreciation贴现率 discount rate归个人支配的收入 disposable personal income从业人员 employed person汇率 exchange rate财政年度 fiscal year自由企业 free enterprise国民生产总值 gross antional product库存 inventory劳动力人数 labor force债务 liabilities市场经济 market economy合并 merger货币收入 money income跨国公司 Multi
22、national Corproation个人收入 personal income优先股票 preferred stock价格收益比率 price-earning ratio优惠贷款利率 prime rate利润 profit回报 return on investment使货币升值 revaluation薪水 salary季节性调整 seasonal adjustment关税 tariff失业人员 unemployed person效用 utility价值 value工资 wages工资价格螺旋上升 wage-price spiral收益 yield补偿贸易 compensatory trade
23、, compensated deal储蓄银行 saving banks欧洲联盟 the European Union单一的实体 a single entity抵押贷款 mortgage lending业主产权 owners equity普通股 common stock无形资产 intangible assets收益表 income statement营业开支 operating expenses行政开支 administrative expenses现金收支一览表 statement of cash flow贸易中的存货 inventory收益 proceeds投资银行 investment
24、bank机构投资者 institutional investor垄断兼并委员会 MMC招标发行 issue by tender定向发行 introduction代销 offer for sale直销 placing公开发行 public issue信贷额度 credit line国际债券 international bonds欧洲货币 Eurocurrency利差 interest margin以所借的钱作抵押所获之贷款 leveraged loan权利股发行 rights issues净收入比例结合 net income gearing证券行业词汇share, equity, stock 股
25、票、股权;bond, debenture, debts 债券;negotiable share 可流通股份;convertible bond 可转换债券;treasury/government bond 国库券/政府债券;corporate bond 企业债券;closed-end securities investment fund 封闭式证券投资基金;open-end securities investment fund 开放式证券投资基金;fund manager 基金经理/管理公司;fund custodian bank 基金托管银行;market capitalization 市值;
26、p/e ratio 市盈率;(price/earning)mark-to-market 逐日盯市;payment versus delivery 银券交付;clearing and settlement 清算/结算;commodity/financial derivatives 商品/金融衍生产品;put / call option 看跌/看涨期权;margins, collateral 保证金;rights issue/offering 配股;bonus share 红股;dividend 红利/股息;ADR 美国存托凭证/存股证;(American Depository Receipt)G
27、DR 全球存托凭证/存股证;(Global Depository Receipt)retail/private investor 个人投资者/散户;institutional investor 机构投资者;broker/dealer 券商;proprietary trading 自营;insider trading/dealing 内幕交易;market manipulation 市场操纵;prospectus 招股说明书;IPO 新股/初始公开发行;(Initial Public Offering)merger and acquisition 收购兼并。 会计与银行业务用语 (汇总) 汇款用
28、语汇款|寄钱 to remit|to send money寄票供取款|支票支付 to send a cheque for payment寄款人 a remitter收款人 a remittee汇票汇单用语国外汇票 foreign Bill国内汇票 inland Bill跟单汇票 documentary bill空头汇票 accommodation bill原始汇票 original bill改写|换新票据 renewed bill即期汇票 sight bill|bill on demand. days after date|. days after date . 日后付款. months after date|. months after date . 月后付款见票后. 日付款. days after sight|. days sight
