1、Money VocabularyThe Major Currencies$ Dollar Euro Pound YenWays of payingcash cheque(s) credit General Money Vocabularybank(s) cash box(es) cash machine(s) / ATM(s) cheque book(s) coin(s) note(s) piggy bank(s) poor purse(s) rich safe(s) till(s) wallet(s)Build Up A - Z of money terms account n. a rec
2、ord of money a person deposits into a bank balance n. the difference between credits and debits in an account bank n. a building in which commercial banking is transacted.bank charges n. money paid to a bank for the banks services etc bankers draft n. a cheque drawn on the bank (or building society)
3、 itself against either a cash deposit or funds taken directly from your own bank account. barter v. to trade without using money. borrow v. to ask for the temporary use of money on the condition of repayment and at a set rate of interest. branch n. local office or bureau of a bank building society n
4、. A building society is like a bank, but it is owned by its members - savers and borrowers - and not by shareholders. Its traditional purpose was to lend money to individuals to purchase or remortgage their homes. This money used to come exclusively from individual saving members who are paid intere
5、st on their deposits. Now, an increasing proportion, but still a minority of the funds are raised on the commercial money markets. cashflow n. cash earnings minus cash outflows for fixed- and working-capital investment. cashier n. an employee of a bank or building society who receives and pays out m
6、oney.chequebook n. book containing detachable chequescheque n. written order to a bank to pay the stated sum from ones accountcounterfeit n. fake money made in order to deceive - also v. credit n. money in a bank a/c; sum added to a bank a/c; money lent by a bank - also v. credit card n. (plastic) c
7、ard from a bank authorising the purchasing of goods on credit currency n. money that is used by a country such as the United Kingdom. current account n. bank a/c from which money may be drawn at any time; checking account US debit n. a sum deducted from a bank account, as for a cheque - also v. debi
8、t card n. you use a debit card in much the same way as a credit card but instead of receiving credit after making your purchase, the funds are automatically (within a few days usually) withdrawn from your bank account. debt n. the state of owing something (especially money).denomination n. a number
9、that expresses the value of a coin or bill. A five pound note and a ten pound note represent two denominations.deposit n. an amount of money placed with a bankdeposit account n. bank a/c on which interest is paid; savings account US.fill in v. to add written information to a document to make it comp
10、lete.interest n. money paid for borrowing money, or money that a bank or building society pays a customer for putting money into their bank. interest rate n. the percentage of an amount of money which is paid for the use of that money over a period of time.lend v. to give the temporary use of money
11、on the condition of repayment and at a set rate of interest.loan n. money lent by a bank etc and that must be repaid with interest - also v. mortgage n. most of us do not buy our homes outright for cash - instead we borrow money to do so. overdraft n. deficit in a bank account caused by withdrawing
12、more money than is paid in pay in v. to deposit or put money in to a bank account payee n. person to whom money is paid paying-in slip n. small document recording money that you pay in to a bank account pence n. more than one penny. standing order n. an instruction to a bank to make regular payments
13、 statement n. a record of transactions in a bank account withdraw v. to take money out of a bank accountwithdrawal n. the act of taking out money.Naturally SpeakingRich man / Poor man There are lots of ways to describe how rich or poor someone is. Here are a few - from very rich to very poor. filthy
14、 rich stinking rich rolling in it wealthyrichprosperousaffluentwell offhard-upneedyskintbrassicpennilessbrokepoorimpoverishedpoverty-stricken destituteDo you like to share your money, or do you keep it all to yourself? If you gladly share your money you are:-charitable - generous - sharing - unselfi
15、sh If you keep all your money you may be considered:-mean - miserly - selfish - stingy - tight - uncharitable - ungenerousDialogueHere is a conversation between Mrs Smith (Joan) and the cashier at her new bank. Its Saturday morning and Joans gone to the bank.Joan Id like to open a bank account, plea
16、se.Cashier Certainly. Do you have some form of identification?Joan Yes, I bought my passport. Is that OK. Cashier Yes. We also need proof of your current address. Do you have a utility bill or your drivers licence with you?Joan Ive got my drivers licence. Cashier What kind of account did you want? J
17、oan Well I want a deposit account and a savings account. Cashier Thats fine, we do both. Do you have any proof of income? Joan Yes, I bought my pay slips for the last three months.Cashier Good. You could also apply for a credit card at the same time, if you like. Joan Yes, that would be great. Cashi
18、er OK. If you would just like to fill out these forms.Idioms and Sayings About MoneyIdiom/Saying Explanation A hole in the wall For example:1) “We went for a drink at a little hole in the wall near the university last night.“ 2) “I went to the hole in the wall to get some cash.“1) A small place to l
19、ive, stay or work in.2) A cash machine. Break the bank.For example:He broke the bank at the casino and walked away with a lot of money. Win all the money at a casino gambling table. To laugh all the way to the bank.For example:-If we dont take this opportunity, you can be sure our competitors will a
20、nd theyll be laughing all the way to the bank. To make lot of money very easily, often because someone else has been stupid.To not break the bank.For example:Going out for a drink in the pub wont break the bank.Not be too expensiveTo bank on something/someoneFor example:“You can always bank on frien
21、ds to help you.“ Something or someone you can be sure of. Gor for broke. For example:“She really wanted to pass her English exam, so she went for broke and revised every day.“ To risk everything in order to achieve the result you want. To be broke For example:I cant go out tonight, Im broke. To have
22、 no money. A cash cow For example:The British newspapers are the groups biggest cash cow, earning nearly 40% of group profits. A business or a part of a business that always makes a lot of profit. Hard cash For example:They dont accept credit cards, we will need hard cash. Money in the form of coins
23、 or notes paper money Cash in your chipsFor example:He cashed his chips in shortly after his ninetieth birthday. To die. Ready cashFor example:We have a lot of investments but we need ready cash to pay the bills. Money that is available to spend. A blank chequeFor example: The project manager seems
24、to think he has a blank cheque. As much money to spend as is wanted or needed. The other side of the coin For example:Running a web site is fun, but the other side of the coin is that it costs a lot of money. The opposite view of something. A bad debtFor example:The bank expects to lose millions of
25、last years profits as a result of bad debts. Money owed that is not likely to be paid. e-cashFor example:It is easier to pay on the net with e-cash.Money from a special bank account which is used to buy goods and services over the Internet by sending information from your computer A fool and his mon
26、ey are soon parted.For example:Andrew is always buying the latest gizmos, a fool and his money are soon parted.Something we say which means that stupid people spend money without thinking about it enough. Blood moneyFor example:The assassin was paid his blood money. Money that has been gained from t
27、he death of another person. Easy moneyFor example:A lot of people think running a web site is easy money. Money earnt with very little work or effort. Funny moneyFor example: She was caught trying to pay with funny money,Counterfeit money, or money from dishonest activities. A licence to print money
28、For example:Some people think the TV licence fee is just a licence to print money. Activity that allows people to become very rich without having to make any effort. Money doesnt grow on trees.For example:We cant afford to buy a house, money doesnt grow on trees.Money isnt that easy to come by.Money
29、 for old ropeFor example:A lot of people think being a professional footballer is money for for old rope. A job that is an easy way of earning money. Money talksFor example:He seems to get away with murder I guess money talks.People who are rich have a lot of power and influence. Money to burn For e
30、xample:They buy a new car every year. They must have money to burn.To have a lot of money to spend on things that are not necessary Put your money where your mouth isFor example:If people are really interested in helping the homeless they should put their money where their mouth is To follow up on words with action. Monopoly moneyFor example:Whether he sells the house or not, its all monopoly money to him.
