1、Here are some short conversations which take place at banks. Please listen and then supply the missing words.1. Man: Id like to open a savings and a checking account.Woman: Our minimum deposit for a savings account is $25.Man: What is the interest rate?Woman: Its 4.5%.Man: Do you charge for cheques?
2、Woman: Each cheque that you write will cost 20 cents.2. Woman: Id like to withdraw some money from my savings account.Teller: First youll have to fill out one of these withdrawal forms.Woman: Oh, no. It asks for my account number. I forgot my bank book.Teller: Im afraid youll need that first.3. Man:
3、 Can I cash a cheque here?Teller: Do you have an account with us?Man: Yes, I have a checking account here.Teller: Please write your account number on the back of the cheque.Man: Is that all you need?Teller: Could I see one more piece of identification?Man: Will a drivers license do?Teller: Yes. That
4、d be fine.4. Man: I would like to ask about taking a loan.Loan Officer:Do you have an account here?Man: Yes, Ive been a customer here for several months.Loan Officer:How much do you want to borrow?Man: Three thousand dollars.5. Clerk: Yes?Man: I want to cash this travellers cheque.Clerk: Do you have
5、 your passport?Man: Yes.Clerk: Thank you. Sign here, please. Here you are.Man: Thank you.You are going to hear a report on weather around the world. Complete the following table.Currency code CountryCurrency code CountryNLG Holland BEF BelgiumGBP Great BritainAUD AustraliaITL Italy USD the United St
6、ates of AmericaCAD Canada JPY JapanNOR Norway SEK SwedenDKK Denmark CHF SwitzerlandDEM Germany FRF FranceESP Spain RMB the Peoples Republic of ChinaYou are going to hear a short passage about foreign exchange. Write down every word as a dictation. It will be read three times. In the first reading, y
7、ou will hear the whole passage from beginning to end. In the second reading, you will hear a pause after each sentence or just part of a sentence. During the pause, you must write down what you have just heard as quickly as possible. You can check what you have written with the third reading. Foreig
8、n exchange dealing is, as its name implies, the exchange of the currency of one country for the currency of another. The rate of exchange is the value of one unit of the foreign currency expressed in the other currency concerned. A bank may make gains on buying and selling currencies on the inter ba
9、nk market. Making a profit on the transaction is the basic idea of foreign exchange dealing. Alex is a university freshman. Its the first time for him to go to the bank to draw some money on his own. In this section, you are going to listen to a conversation between Alex and the cashier. While you l
10、isten, suppose you are Alex, and fill in the blank cheque according to the instructions given by the bank cashier.You are going to hear several phone calls about chasing late payment of invoices. While listening for the first time, focus on the key words, add more keys words if you can in the left-h
11、and column. After the second listening, complete the summaries of the phone calls in the right-hand column with the help of the notes. SummaryCall 1Paul Smythe rang Mr. Martinez from Birmingham in the morning about their last invoice. It was sent to Mr. Martinez on 13th July, but the payment hadnt b
12、een received even after more than three months. Mr. Martinez promised to check it and he would contact Mr. Smythe in the afternoon. Call 2 Mr. Martinez called back Mr. Smythe in the afternoon and told him that the reason why the money couldnt be transferred is because Mr. Symthes bank details were w
13、rong. Actually it was Mr. Martinez who made a mistake. He mistook Royal Bank of Scotland for Bank of Scotland. So Mr. Martinez promised to transfer the amount to the Royal Bank of Scotland the next day as soon as the bank opened. Call 3 Mr. Smythe telephoned the account enquiries of the Royal Bank o
14、f Scotland to check whether a transfer had been received from Spain. The account number was 40211686 and the account name was Paul Smythe and Partners, and the address was Unit 7, Parkdown Trading Estate. The credit was received on Wednesday and the actual amount was 3 476.28. But Mr. Smythe was exp
15、ecting a round figure of 3 500.So thats how it is. The money was transferred in Spanish pesetas, so it had to be converted into pounds, and the bank charged 23.27 for the conversion. The following short passage is about the latest money: electronic-money or E-money. Supply the missing words while li
16、stening.Just imagine: no coins in your pants, no bills in your wallet. To buy a coke, you simply insert a card into the vending machine. You pull out the same card to board a bus, do your laundry, or buy a newspaper. You add value to the card by inserting it in an Automatic Teller Machine.Such are t
17、he smart cards scientists are developing. Some scientists call them chip cards. Some others call them electronic purses, or simply e-money money of the future.A smart card goes a step beyond the magnetic card we use today, It is like a computer disk or almost a tiny computer. It is a memory device.
18、Scientists intend such smart cards to replace cash in our wallets.Why cards instead of cash or cheque? Convenience, safety, and cost. Money costs money. Handling it, accounting for it, and protecting it is expensive whether the money in the form of cash ,cheques, or credit cards. Money wears out, ch
19、eques must be handled and stored. Credit cards must be manufactured. The amounts of transactions must be verified by phone.Todays bills are problematic for vending machines. Where a pound coin is acceptable, a dollar coin will be rejected. Modern vending machines accept dollar bills, but remember, o
20、nly perfectly kept dollar bills, without folded corners or wrinkled edges.And one of the most important benefits of smart cards is that the cards value can be verified and changed without going through a complex system such as a credit card has to. That will finally help smart cards win the favour o
21、f all users and in effect become the money of the future, sooner than we imagine.You are going to hear Judy describing what she spent money on last week (preferably only one time). Pay close attention to the prices, and add up in your mind how much money she spent. The monologue is followed by some
22、questions. Listen and write down the brief answers as quickly as possible according to the notes you have taken while listening. 1. About 33.35.2. A bit up from last week.3. 7 or so.4. Browns and a pub in Headington.5. Because she thought it was important to know what was going on in the world.6. No.7. Coffee.8. No.9. 5.95. 10. Yes.
