1、 保 险 英 语 - 1 -保险英语词汇 Aabandonment 委付abandonment clause 委付条款accident 意外事故accounting period 结算期act of god 不可抗力actual total loss 实际全损actuarial method 精算法actuary 保险精算师additional premium 附加保险费additional risk 附加险advance profit 预期利润aggregate limit 累积限额aggregated loss 累积损失all-risks policy 一切险保单antis electio
2、n 逆选择applicant 投保人application 投保单approved 承保assignment clause 转让条款average 海损、海损分摊average adjuster 海损理算人average clause 共同海损分担条款保险英语词汇 Bbalance 所欠款项 beneficiary 受益人binder 暂保单binding slip 暂保单breakage of packing 包装破碎险保险英语词汇 Cbroker 经纪人capacity 承保能力captive 自保公司captive pools 自保组合cargo damage adjustment 货损
3、理算cargo damage inspection 货损检验cargo damage prevention 货损预防cargo damage report 货损报告cargo damage survey 货损检查，货物损坏检验cargo insurance premium 货物保险费cargo insurance rate 货物保险费率cargo insurer 货物承保人cargo policy 货物保单，货物保险单cargo premium 货运保险费，货物保险费cargo underwriter 货物保险承保人（商） ，货险承保人，货物承保人cash loss 现金赔款cash valu
4、e 现金价值 catastrophe 巨灾catastrophe excess of loss（CXL） 巨灾超赔巨灾超赔分保categories of insurance 保险类别ceding company 分出公司ceding(insurance)company 分保公司ceding, retrocession(for reinsurance) 分保certificate of cargo damage 货损证明certificate of insurance 保险证明、保险凭证保 险 英 语 - 2 -cession limit 分保限额China Insurance Clause (
5、CIC) 中国保险条款claim 索赔claim assessor 索赔人claim settlement 理赔claim-prone 容易出险claims and arbitration 索赔与仲裁claims assistance 理赔协助clash and breakage 碰损，破碎险clean cut 结清方式coinsurance 共保co-insurance 共同保险co-insurance company 共同保险公司combined ratio 综合赔付率commencement and termination 起讫concurrent insurance 同时保险conse
6、quential loss (CL) 后果损失constructive total loss 推定全损contingent liquidity 或有流动性continued insurance 继续保险co-related risks 关联风险cover 承保、责任额cover note 保险证明书,承保单，保险证明cover note 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇 Ddamage 损坏赔偿金damage cargo clerk 理残员，货损管理员damage cargo list 货损单，残货单damage certificate 损坏证明书dama
7、ge claim 损坏索赔damaged by other cargo 由其他货物损害damaged cargo list 受损货物单damaged cargo report 受损货物报告书，货物损害报告deductibles 免赔额deposit premium 预付保费destroyed 毁坏disbursement policy (船舶)驶费保险单dividend system 红利制度double insurance 双保险dual valuation clause 双重价值条款保险英语词汇 Eemployer 业主Endorsement 批单endorsement: 签注endowm
8、ent insurance 养老保险endowment policy 人寿定期保险单event limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款excess of loss cover 超额赔偿excess of loss（XL) 超赔分保exclusion 除外责任EXL protection 超赔保障exposed areas 风险承受区域保 险 英 语 - 3 -exposure rating 风险评估extended-term insurance 过期保险extra charges 额外费用extra premium 额外保险费extr
9、aneous risks (additional risks) 附加险保险英语词汇 Ffacultative business 临分保facultative reinsurance 临时分保fault liability 过失责任financial quota shares 成数分保fine print 细则 finite risk 有限制的风险finite risk transfer 有限风险转移floating policy 浮动保险单franchise (deductible) 免赔额；免赔率free of all average (FAA) 全损赔偿freight insurance
10、运费保险freight policy 运费保险单full coverage 全额承保full insurance 全额保险full insurance value 足额保险价值full liability 全部责任保险英语词汇 Ggeneral average（GA ） 共同海损grace period 宽限期gross net premium income（GNPI） 总净保费收入group insurance 团体保险guarantee of insurance 保险担保书保险英语词汇 Hhazard 危险因素health insurance 疾病保险，健康保险heavy damage 严
11、重破坏holistic risk transfer 整体风险转移hook damage 勾（钩）损险hour clause 小时条款保险英语词汇 IIBRN reserve 已发生但未报的损失储备金，IBRN 储备金import cargo insurance 进口货物保险increased value clause 增值条款increased value insurance 增值保险increasing coverage, extending coverage 加保Incurred but not reported losses(IBRN) 已发生但未报的损失indemnity limit
12、赔偿期限indemnity period 赔偿期individual losses 单一损失industrial insurance 产业保险inflated claim 超额索赔inherent nature of cargo 货物的固有性inherent vice 内在缺陷inherent vice of cargo 货物固有缺陷inspection of cargo 积货鉴定，货物检验，检查货物保 险 英 语 - 4 -inspection of cargo GA or PA 海损(单独海损或共同海损) 鉴定inspection on damaged cargo 货物残损检验instal
13、lment insurance 分期付款保险Institute Cargo Clauses (ICC，I.C.C.) 协会货物（保险）条款insurability 可保性insurance 保险，保险费，保险金额 insurance act 保险条例insurance against risk 保险 insurance agent(s) 保险代理，保险代理人insurance amount 保险金额 保险额insurance applicant 投保人 insurance assessor 保险公估人insurance broker 保险经纪人 insurance business 保险企业保
14、险业insurance capacity 承保能力insurance certificate 保险凭证保险证书insurance claim 保险索赔insurance clause 保险条款 insurance commission 保险佣金insurance company 保险公司 insurance conditions 保险条件 保险契约约定条款insurance contract 保险合同insurance corporation 保险公司insurance coverage 保险范围，保额insurance declaration sheet(bordereau) 保险申报单(
15、明细表)insurance division 保险部insurance document 保险单据insurance expense 保险费 insurance fond 保险基金insurance industry 保险业insurance instruction 投保通知，投保须知insurance law 保险法insurance on last survivor 长寿保险insurance period 保险期限insurance policy 保险单保单insurance premium 保险费insurance proceeds 保险金（保险收入）,保险赔偿金，保险赔款insura
16、nce rate 保险费率表 insurance securitization 保险证券化insurance slip 投保单投保申请书insurance subject 保险标的insurance treaty 保险合同insurance underwriter 保险承保人insurance value(insurance amount) 保险金额insurant 被保险人，受保人insure 保险、投保、保证 insured 被保险人insured amount 保险金额 insured loss 保险损失insured property 参保物业Insured Value 保险价值ins
17、urer 保险人、保险公司，保险商insurer (underwriter) 承保人、保险人investment insurance 投资保险保险英语词汇 J-LJ jettison 投弃保 险 英 语 - 5 -L law of insurance 保险法law of large numbers 大数法则leaflet 说明书 less exposed 损失可能性小letter of guarantee 保函，保证书liability 责任liability insurance 责任保险license bond 执照保险life assured 人寿保险投保人life expectancy
18、平均余命life fund 人寿保险基金life insurance 人寿保险life insurance actuary 人寿保险精算师life insurance reserve 人寿保险责任准备金life Table 生命表light damage 轻度破坏limits 投保限额line slips 分保条liquidity support 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费loss adjuster 损失理算人loss occurrence 损失发生loss occurring basis 损失发生基础loss of profit 利损险
19、loss participation 分担损失loss ratio 损失率loss ratio 赔付率loss settlement 损失赔付保险英语词汇 Mmail contractor 承包商main risks 主险maintenance 保证期malicious damage 恶意损害marine insurance 海上运输保险，水险marine losses 海损medical insurance 医疗保险mortality tables 死亡率表（用于计算保险风险）multiple claim 多次（重复）索赔multiple insurance 重复保险mutual insur
20、ance 相互保险mutual insurance company 相互保险公司保险英语词汇 NNatCat pooling 自然灾害共保natural catastrophe（NatCat ） 自然灾害natural premium 自然纯保费net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险no-claims bonus 无索偿奖金non-life 非寿险non-proportional reinsurance 非比例再保险notification 告知保 险 英 语 - 6 -保险英语词汇
21、 Oobject 标的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋运输货物保险条款on deck risk 舱面险open policy 预约保险单open policy insurance 预约保险original deductibles 原始免赔额original rate 原始费率over insurance 超额保险overland （transportation） insurance 陆上运输保险保险英语词汇 Pparcel post insurance 邮包运输保险partial loss 部分损失particul
22、ar average (PA) 单独海损peril 危险、危险事故perils of the sea 海上风险permit bond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policy reserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户 pool 共保组合、合保pool 联营pool administrator
23、共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum loss（PML） 可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费 premium rate 保险费率 premium rebate 保险费回扣 previous losses 既往损失primary insurance company 原保公司、主保险商principal 业主principle of compensation 补偿
24、原则priority 分保自留额、自付责任priority (deductible) 优先（免赔额)proceeds 收益professional 专业险profit margin 利润边际property 财产险property covered 受保财产property insurance 财产保险proportional cover 比例分保proportional reinsurance 比例再保险proximate cause 近因 保 险 英 语 - 7 -punitive damage 惩罚性损害pure endowments 定期生存保险 pure risk 纯粹危险保险英语词汇
25、 Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效 reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险 reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司） 、再保险人rejection risk 拒收险renew coverage 续保renewal 续保；延期renewal premium 续保费renewing coverage 续保 reserve 准备
26、金retention 自留、自留额return period 重现期revoke license 吊销营业执照riot insurance 骚乱保险risk 险别、风险、保险，保险额risk carrier 风险承担人risk covered 承保险项 risk insured 承保险项risk management 危险管理risk premium 风险保费风险贴水、风险溢价risk unit 危险单位 risks covered 保险范围保险英语词汇 Ssalvage charge 救助费用 salvage value 残值，获救货物或船舶的价值second event cover 第二事
27、件承保set-off 抵销settlement of claim 理赔sickness insurance 疾病保险social insurance 社会保险solvency 偿付能力solvency margin 赔偿能力spread loss 分散风险standing charges 维持费用stop loss 赔付率超赔sub-contractor 分承包商subject insured 风险标的subrogation center 代位求偿权 sue and labor expenses 施救费用 suicide clauses 自杀条款 sum insured 保险金额、保额surp
28、lus insurance 盈余保险保 险 英 语 - 8 -survey at jetty risk 码头检验险survey in customs risk 海关检验险保险英语词汇 Ttariff 费率表tariff zone 险区term insurance 定期保险TG 拐点周期the insured 被保险人，受保人 time policy 定期保险单topographic map 地形图total loss 全部损失total sum insured 总保额treaties business 合同分保treaty reinsurance 合约再保险treaty-limits 合约限额
29、turnover 营业额保险英语词汇 Uunder insurance 低额保险underwriters 保险商（指专保水险的保险商） 、保险承运人、保险公司underwriting 承保underwriting policy 承保政策unvalued insurance 不定值保险 unvalued policy 不定值保单utmost good faith 最大诚信 保险英语词汇 V-ZV valued insurance 定值保险 voluntary insurance 自动保险W waiver and estelle 弃权与禁止反言windstorm 风暴working cost 营业
30、费用working expenses 营业费用writing 承保written premiums 承保保费保险英语缩写语 1ALOPAdvance Loss Profits 预期利润损失险，利损险ARTAlternative Risk Transfer 新型风险转移BIBusiness Interruption Insurance 营业中断险CARconstruction all risks 建筑工程一切险（建工险）CICChina Insurance Clause 中国保险条款CLConsequential Loss 后果损失CXLcatastrophe excess of loss 巨灾
31、超赔分保EARErection All Risks 安装工程一切险（安工险）EEI Electronic Equipment Insurance 电子设备险F.A.A.free of all average 一切海损不赔险全损赔偿f.g.a./faafree of general average 共同海损不赔险F.O.D.free of damage 损坏不赔F.P.A./FPAinsurance free of (from) particular average 平安险（单独海损不赔）保 险 英 语 - 9 -F.R.E.C.Fire Risk Extension Clause For St
32、orage of Cargo at Destination HongKong, Including Kowloon ,or Macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款F.W.R.D.rain fresh water damage Risk 淡水雨淋险FCSR & CCfree of capture, seizure, riots and civil commotions 掳获,捕捉,暴动和内乱不赔险FPAfree from particular average 平安险G.A./GAgeneral average 共同海损(保)G.A.A.general average
33、 agreement (bond)共同海损协议(合同)G.A.C.general average contribution 共同海损分摊额( 保)GNPIGross Net Premium Income 总净保费收入I.P.A.including particular average 包括单独海损(保)IBRNIncurred but not reported losses 已发生但未报的损失ICCInstitute Cargo Clauses, London 伦敦协会货物条款(保险)IWLinstitute warranty limits (伦敦保险人 )协会保证航行范围l.& d.loss and damage 损失与残损L/ALloyds agent 劳埃德保险公司代理人,劳埃德船级社代理人Lkg/Bkgleakage & breakage 漏损与破损LOIletter of indemnity 保函，也称损害赔偿保证书mscamissing cargo 灭失货物NatCatNatural Catastrophe 自然灾害保险英语缩写语 2O.R.owners risk 船舶所有人或货主承担风险O.R.B.owners risk of
