Interest RateHohai University (ChangZhou)FinanceObjects13.13.2The term structure of Interest rate15.113.2The types of Interest rate15.3The determination of Interest rate15.415.2The risk structure of Interest rate存款利率:不同时期存款利率在发生变化思考: 你关心不关心利率的变化? 利率的调整对你的生活有无影响? 如果有,体现在何处?第一节 利率涵义、种类、计量一、利率的概念 利息率,简称利率,是指一定时期内利息额同本金的比率。 即 利率=利息/本金3.4 The types of Interest rate 1.Fixed interest rate & Floating interest rate 2.Nominal interest rate & Real interest rate 3. Benchmark interest rate &risk free interes