There is an old chinese saying“A storm may arise from a clear sky;Something unexpected may happen any time”天有不测风云，人有朝夕祸福。天有不测风云，人有朝夕祸福。Insurance Contract(保险合同保险合同)1.Definition(1)保险合同是投保人与保险人约定保险权利义务关系的协议 An insurance contract is an agreement whereby the insurance rights and obligations are specified and agreed by the applicant and the insurer.(2)投保人the applicant 是指与保险人订立保险合同订立保险合同，并按照保险合同负有支付保险费支付保险费义务的人。An applicant refers to the party who enters into an insurance contract with an insurer and
