1、1金融专业英语函电写作（答案）第一章第一节I.1. International Business Dept.The Export-Import Bank of ChinaNo. 77, Beiheyan Street, Dongcheng DistrictBeijing 100009 ChinaPhone: (8610) 64099988 Telex: 210202 EXIM CNFax: (8610) 64005186 SWIFT：EIBCCNBJWebsite: http:/2. Policy and Regulation DepartmentBeijing Municipal Devel
2、opment and Restructuring CommissionNo. 2D, Fuxingmen Neidajie,Beijing 100031 China3. Export DepartmentJiangxi Huacai Import & Export Corporation6/F Foreign Trade Building66 Zhanbo Road, Nangchang 330000Jiangxi, China 4. Credit Management DepartmentBank of China410 Fuchengmen NeidajieBeijing 100818P.
3、 R. China5. Import DeparmentChaoyang Chemicals Company23 Renmin Road, HaidianBeijing 100083, P. R. China6.中国建设银行海口市沿江三路分理处7.中国河南南阳市七一路 129 号，中国银行南阳分行8.邮编 100020，中国北京市朝阳区雅宝路 8 号，中国银行北京分行II.1.Thank you for your letter of December 9,2010.2.We have received with thanks your letter dated December 25,2010
4、.3.Please inform us of4.We shall appreciate it very much if you would let us know5.This is in reply to your letter datedregarding6.In response to your letter refof,we wish to inform you that7.We refer to the above demand draft and inform you that8.In compliance with the request in your letter of,we
5、are pleased to9.We regret to inform you that10.As requested in your letter dated,we11.就日贵行来函之事，现答复如下。212.我行希望确认贵行关于的要求。13.我方很高兴地通知贵行，以你方为受益人的信用证已经开立。14.请惠告我方有关我行汇款事宜。15.我方很高兴提议与贵行达成代理关系协议。16.我方所提及的是你方以 XXX 为受益人、金额为 XXX 美金、编号为 XXX 的信用证。III.1.We are looking forward to your early reply.2.We would appre
6、ciate it if you could reply at an early date.3,Please cable your decision.4.Please cable your confirmation.5.Thank you in advance for your cooperation in this matter.6.We deeply regret for the troubles caused to you.7.We regret for the inconveniences arising from this matter.8.We guarantee our servi
7、ce to you at any time.9.We are grateful to you for your support in this matter.10.Our service is available to you at any time.11.我方期待你方答复。12.如你方需要获得进一步消息，请联系我方。13.我行以极大的兴趣期待与贵行建立往来行业务。14.我方期待你方进一步指示。15.如能收到你方控件文件以完成我方的协议，我方将不胜感激。16.请调查此事并尽早告知我方。V.typed, right-hand, house, Regarding, full, replaced,
8、spelled, expressed, apt, cardinals第二节II. Clozepotential, maximize, exposure, portfolio, management, balance, interbank, extensionIII.1. B 2. C 3. D 4. A 5. B 6. B 7. A 8. C 9. B 10. AIV. True or False1. T 2. F 3. T 4. T 5. F 6. T 7. F 8. T 9. F 10. F第二章第一节I. Correction1. We avail ourselves of this o
9、pportunity to state that we are always ready to offer you our best service.CorrectionTake2. Will you be good enough to supply us with the specimen signature on the L/C.correctionPlease3. In response to your esteemed letter dated December 27, 2005, we wish to inform you that we have received from the
10、 ABC Bank the information you require.Correction3省略 esteemed4. We are interested in the information on that company due to the fact that their chief line is in the import and export of machine tools and electric goods.Correctionbecause5. Please confirm your agreement to us by return tested telex at
11、your earliest possible convenience.Correctionsoon6. At the request of the above bank, we enclose our customers Draft No.xxx in the amount of US$ xxx.Correctionfor7. In the event that any error occurs, please inform us.CorrectionIf8. We are more than happy to note that the volume of business between
12、your bank and our bank has been improving in recent years.Correctionpleased9. In view of the fact that the trade between our two countries is experiencing continuous development at present, we are thinking of establishing agency arrangement.CorrectionBecause10. In the event of your being able to fur
13、nish us with more detailed information in this respect, please advise us to that effect as specially as possible.CorrectionIf you can 或 Immediately11. The estimated losses are in the neighborhood of US$2,237.Correctionabout12. Please amend L/C No. 750 as followsa. Amount to be increased up to $3542.
14、00b. Validity to be extended to the day after tomorrowc. The words “Transshipment Not Allowed” are to be deleted.Correction1）价格单位是 US$ or HK$ or other$?2）The exact date has to be indicated13. Your offer will definitely not be accepted.CorrectionWe are sorry to find your offer unacceptable.14. We do
15、not believe that you will have cause for dissatisfaction.CorrectionWe feel sure that you will be entirely satisfied.15. All offers by telegram are open for four daysCorrection:All offers by telegram are open for four days after the date of dispatch.16. You are expected to endorse on the back of this
16、 check.Correction:4You are expected to endorse this check.17. In compliance with your request, we are sending you the materials regarding the credit standing of ABC Bank.Correction:As requested by you, we are sending you the materials regarding the credit standing of ABC Bank.18. The Global Trading
17、Company places U.S. $323 000 or more worth of business with us every year.Correction:“or more” is not exact.19.We have received your check, which has been placed to your credit.Correction:We have received with thanks your check No.xxx for US$XXX in payment of xxx. The amount has been placed to your
18、credit.20. We have for acknowledgement your letter of the 2nd November, 2005, enclosing documents in connection with a claim under the above certificate.Correction:We acknowledge receipt of your letter, enclosing documents regarding a claim under the above certificate.II. Clozepaper-based, implicati
19、ons, text, layouts, keyed, components, presenting, layouts, tone, III. True or False1. T. 2. F. 3. T. 4. F. 5. T.IV. Improving Letters.Bank letter one:Corrected version:Our .We have received the captioned Schedule and regret to inform you that we are unable to make payment owing to the discrepancies
20、 as mentioned in your Schedule.The matter has been referred to our principals and we are told that these discrepancies are also not acceptable to them. However, they are prepared to effect payment under the following conditions:(1) 5% penalty for late shipment is to be deducted from invoice amount a
21、s per our amendment dated(2) beneficiaries present the manufacturers quality and quantity certificates.Bank Letter TwoCorrected version:We thank you for your advice dated . that you have paid the proceeds of to our London Office for our account with the deduction of your charges of In this connectio
22、n, we are, however, advised by the drawers, . that in their transactions with customers abroad, all banking charges incurred in foreign countries are definitely borne by buyers. In the present case, they have written to the drawees to this effect asking them to pay the charges in question.Therefore,
23、 your are requested to collect them from your clients and refund the amount to us through London Office crediting our account with them under advice to us.V. WritingYour Account No. xxxxDear Sir, We regret to find that your above account has been overdrawn for a number of occasions. The amount overd
24、rawn at close of business yesterday was USD78.56. Please make a deposit within three business days to bring your account back to a positive balance.As customers are only allowed to have their accounts overdrawn by previous arrangement and we have noticed that your account has recently been running o
25、n a very small balance, you are advised to call to discuss this matter for arrangement of overdraft facilities. 5Yours faithfully第二节I. CorrectionAnswer:1. Please credit/ You are requested to credit the total amount 3420 to the Bank of Construction, Beijing for our account under their advice to us.2.
26、 We would like to propose that you should3. We apologize to you for the inconvenience caused to you by our oversight and wish to reassure you of our desire to be of service to you at any time in the future.4. Would you sign the form and return it to us before June 18./ It would be advisable if you s
27、ign and return the form before June 18.5. We would appreciate it if you can help us find useful information concerning the credit ratings of the bank.6. We apologize to you for the delay in shipment.7. We would appreciate it if you could pay us the overdue interest for XXX days at rate of XX% p.a. u
28、nder advice to us.8. We would appreciate your early attention to our letter so as to fulfill our agreement without any delay.9. Would you open an L/C so that we can arrange for the shipment of your goods as soon as possible?10. Because the goods will be transshipped in foreign ports, we hope each ca
29、se will be marked with details of weights, symbols of warnings and directions properly.II. TranslationAnswer:11. 请寄一份近期的目录。12. 我们保证随时为您服务。13. 请速寄一整套最新的经授权的签字样本。14. 现寄一份我行 2005 年财政年度报告，谨供参考。15. 非常感谢贵行的帮助，我行愿意在今后任何时候回报贵行的帮助。16. 请您提供关于进口到你方羊毛织品场地的资料。17. 应你方 2005 年 12 月 12 日来函请求，我方确认已免费寄给受票人相关文件。18. 我方已
30、按开证行指示将佣金从支付货款中扣除掉，特告知贵行。19. 如贵方能及时解决这件事，我们将不胜感激。10. 此事可能该贵行造成不便，谨致歉意。III. True or False1. ( F )2. ( T )3. ( T )4. ( F )5. ( T )6. ( F )7. ( T )8. ( T )9.( F )10.( T )IV. AbbreviationsTranslate the following banking terms in Chinese and give the equivalent English abbreviations for them:Terms in Chi
31、nese Translated Versions Abbreviations托收票据 Bill of Collection B/C承兑交单 Document against Acceptance D/A汇票 Bill of Exchange B/E往来账户 Account A/C；ACCT 应付票据 Bills Payable B/P 银行汇票 Bank Draft B/D资本帐户 Capital Account C/A 付款交单 Document against Payment D/P 外汇 Foreign Exchange FOREX 6即期汇票 demand draft D/D期汇合约
32、Forward FWD信用证 L/C 伦敦银行同业拆息率 London interbank offered rate LIBOR信汇 Mail Transfer M/T电汇 Telegraphic Transfer T/T市盈率 price per earning P/E可转让提款单 negotiable order of withdrawal NOW 场外交易 over the counter OTC 统一商业税 Uniform Business Rate UBR V. Multiple Choices1. B. 2. C 3.D 4.B 5.B 6.C 7.B 8.A 9.B 10.B第三
33、章第一节ExercisesI. Matching Column A Column Btransfer 转帐statement 帐单balance 余额indent 定单cover 补偿reminder 催单remittance 汇款 amendment 修改通知书 countersign 会签security 担保drawings 提款proceeds 货款II. Correction(1)Answer:1. We hope that you will appreciate our situation and cooperate with us.2. We are pleased to hav
34、e concluded business with you in the captioned goods.3. We propose paying by T/T when the shipment is ready.4. We are pleased to inform you that we have covered the above shipment with the Peoples Insurance Company of China against All Risk for $3,300.5. As to payment, our bank will issue an irrevoc
35、able L/C in your favor for the total value.III. Correction (2)Answer:20. 很抱歉通知你方，你方所提交的单据与合同的条款和条件不符。21. 请电邮你方确认，以便我方要求制造商迅速发货。22. 十月至十一月份装船。23. 你方将收到我方的往来行落山基联邦商业银行的确认书。你方可以向该行开具期限为 60 天、金额为发票金额的汇票。24. 我方收到关于你方第 342 号定单下购买羊毛衫的金额为 30，000 美圆的标题信用证。对此表示感谢。7IV. C-E TranslationAnswer:1. We regret to inf
36、orm you that the documents presented by you are not in conformity with the terms and conditions provided for by the contract.2. Please send us a bank draft for the amount so as to enable us to close our books.3. We shall promise you that your instructions are carefully carried out, but wish to make
37、it clear that we cannot assure any responsibility for the safety of the goods or for delays in delivery.4. We have credited US$300 to your account with QQ Bank.5. We will give our further attention to your kind proposal and when the volume of our business expands, we shall give the matter more consi
38、deration.V. E-C TranslationAnswer:1. 我行通知你行，该信用证是以美圆开立的，这种信用证通常在纽约结算。2. 你方欠款 870 美圆，现随函附详细清单一份，盼早日结清。3. 由于装船期即将来临，请立即开立以我方为受益人的信用证。4. 关于上述事项，我方保证，如买方未全部或部分付款，我方将在收到卖方书面通知后三日内向卖方支付相关金额，并按年利率 8%支付延期付款的利息。5. 如我方因单据与信用证条款不符而拒收这些单据，你方应凭我方拒收声明将返回你方的单据进行处理。第二节ExercisesI. CorrectionAnswer:1. Thank you for y
39、our letter of invitation dated December 12, 2005.2. We express deep thanks for your proposal of establishing correspondent relationship.3. We apologize to you for the inconvenience caused to you by our oversight.4. As soon as the L/C is used, we will immediately debit your account with the amount 5.
40、 As instructed in your letter of ., we are arranging to open a documentary credit with our New York Branch in favor of the LM Trading Company, valid until 6. We inform you that we have taken the liberty of amending the relative clause in L/C No. 798 and advise it to the beneficiary.7. As we are goin
41、g to conclude an Agency Arrangement with the captioned bank, we should be grateful if you would furnish us with detailed information regarding its standing and trustworthiness.8. A full set of shipping documents submitted on March 27, 2005 is found in conformity with the credit stipulations.9. Hopin
42、g to have your understanding, I expect another opportunity to meet you again.10. I feel regretful that I can only stay one or two days, and get a full schedule.II. Correction (2)Answer:1你方 2004 年 2 月 23 日的电传我方已按时收到，通知我方由于信用证已于 2004 年 2 月 12 日到期，你方已对其保留付款。2你方上述帐户已多次透支。3透支只有在客户提前安排后才允许。4附上一份关于该公司的报告，现
43、转交给你方，供参考。仅限你方使用。5请放心，我们将尽一切努力与你方合作。6以上信息仅供参考，我行不负任何责任。7很抱歉迄今未收到你方关于 2005 年 4 月 3 日去信的回音。8请速与你方银行联系要求修改信用证。89按照你方 2003 年 11 月 10 日来函要求，我方确认已将相关文件交给受益人，不收取任何费用。10请汇来所有未清偿的利息。III. Term Translation账单，股东权益或资产净值，即期信贷，议付，多收钱，贷款额度，履约保函，远期支付，空白背书，清算货币IV. E-C Translation of SentencesAnswer:1. 如你方能及时处理这件事，我方将
44、表示感谢。2. 很高兴告知你方，我方同意你方上述建议，但我方认为你方应该清楚，今后的付款交单交易只有在涉及的金额不超过 30，000 美圆的情况下才可能实施。3. 鉴于上述原因，请你方将信用证金额增加 2000 美圆。4. 按照安排，我们已凭单据向你方开具汇票通过中国银行向你方索取 30,000 美圆。5. 对于运输途中损坏的货物，我们将向保险公司提出索赔。V. C-E TranslationAnswer:1. We hereby undertake to reimburse you all the expenses you may advance on our account.2. The
45、sellers are under obligation to complete the delivery of the goods within the contractual time of shipment.3. As the Contract stipulates payment by D/P at sight, please make preparations to honor our draft when presented to you by your bank.4. We believe this accommodation will lead to more transactions in future.5. It is impossible to lower the price we offered to the extent you asked for.第四章Text A练习题答案I. E-C TranslationAnswer:1. 请调查此事，并给我行提供上述信用证上签字的样本。2. 现提及你方以美国 ABC 银行为受益人，金额为$20,000，编号为 384 的信用证，我方告知你方，上面的两个签字经与行授权印签册上的签字样本比较后发现与原样不符。3. 为
