Spend or save The students dilemma1Do you feel as confused andmanipulatedas I do with this question, Should I spend or should I save?I think that the messages we get from our environment seem todefycommon sense andcontradicteach other.The government tells us to spend or well never get out of therecession.At the same time, they tell us that unless we save more, our country is ingravedanger.Banks offer higher interest rates so we increase savings.Then the same banks send us