1、acceptance policy 核保政策 accounting period 结算期 aggregate limit 累积限额 aggregated loss 累积损失 antiselection 逆选择ART (Alternative Risk Transfer 新型风险转移 balance 所欠款项 barrages 堰坝 captive pools 自保组合 catastrophe risk 巨灾风险 ceiding company 分出公司 cession limit 分保限额 claim-prone 容易出险 claims assistance 理赔协助 clean cut 结清
2、方式 coinsurance 共保 commencement and termination 起讫 cover 承保 cover 责任额 deposit premium 预付保费 destroyed 毁坏 earth caves 土坏房屋 EPAevent limit 事件限额 ex gratia payments 通融赔款 excess loss 超额赔款 exclusion 除外责任 exposed areas 风险承受区域 facultative reinsurance 临时分保 fault zone 断层区 finite risk 有限制的风险 flash floods 骤发洪水 fl
3、ooding of rivers 洪水泛滥 frame structure 框架结构 full coverage 全额承保 full insurance value 足额保险价值 full liability 全部责任 Geophysics Institute 地球物理研究所 health insurance 疾病保险，健康保险 sickness insurance 疾病保险 insurance during a period of illness 疾病保险 insurance for medical care 医疗保险 “major medical“ insurance policy 巨额医
4、药费保险 life insurance 人寿保险 endowment insurance 养老保险 insurance on last survivor 长寿保险 social insurance 社会保险 personal property insurance 个人财产保险 insurance of contents 家庭财产保险 险别 Free from Particular AverageF.P.A. 平安险 With Particular Average W.P.A. 水渍险 All Risks 一切险 risk of breakage 破碎险 risk of clashing 碰损险
5、 risk of rust 生锈险 risk of hook damage 钩损险 risk of contamination (tainting 污染险 insurance against total loss only (TLO 全损险 risk of deterioration 变质险 risk of packing breakage 包装破裂险 risk of inherent vice 内在缺陷险 risk of normal loss (natural loss 途耗或自然损耗险 risk of spontaneous combustion 自然险 risk of continge
6、nt import duty 进口关税险 insurance against war risk 战争险 Air Transportation Cargo War Risk 航空运输战争险 overland Transportation Insurance War Risk 陆上运输战争险 insurance against strike, riot and civil commotion (SRCC 罢工，暴动，民变险 GNPI 总净保费收入 hailstorm 雹暴 heavy damage 严重破坏 hollow brick wall 空斗砖结构 hour clause 小时条款 hurr
7、icane 飓风 individual losses 单一损失 insurability 可保性 insured losses 保险损失 intensity 烈度 layering 层次 less exposed 损失可能性小 liability 责任 light damage 轻度破坏 line slips 分保条 loading 附加费 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss participation 分担损失 loss settlement 损失赔付 magnitude 震级 malicious damage 恶意损害
8、 moderate damage 中度破坏 multi-story building 多层建建筑 Munich Re 慕尼黑再 net retained lines 净自留额 net retained losses 损失净自赔额 no profit commission 无纯益风险 non-proportional reinsurance 非比例再保险 notification 告知 object 标的 obligatory reinsurance 固定分保 original deductibles 原始免赔额 original rate 原始费率 paid-up capital 已付资本 p
9、eak accelerator 峰值加速度 peril 危险 insurance against extraneous risks, insurance against additional risks 附加险 risk of theft, pilferage and nondelivery (TPND 盗窃提货不着险 risk of fresh and/of rain water damage(wetting 淡水雨淋险 risk of leakage 渗漏险 risk of shortage in weight/quantity 短量险 risk of sweating and/or he
10、ating 受潮受热险 5 保险英语翻译risk of bad odour(change of flavour 恶味险，变味险 risk of mould 发霉险 on deck risk 舱面险 6 保险英语翻译保险业词汇 Terms used in insurance industryaccident意外事故险 actuarial method精算法 Advance Loss Profits (ALOP预期利润损失险，利损险 Advance profit预期利润 broker经纪人 Business Interruption Insurance (BI营业中断险 captive自保公司 c
11、asualty意外伤害险 catastrophe巨灾险 ceding companyPICC Re 中保再 placement 安排 PML 可能最大损失 policyholder 保单持有者 pool 共保组合 portfolio entry 未满期责任的出帐 portfolio outgo 未满期责任的入帐 premium 保费 previous losses 既往损失 priority 分保自留额 priority 自付责任 3 保险英语词汇表proportional reinsurance 比例再保险 rainstorm 雨暴 rating 费率 reinforced concrete
12、 building 钢筋混凝土建筑 reinstatement 恢复保额 reinsured 分出公司 reinsurer 再保险人 retention 自留额 retention areas 滞洪区 return period 重现期 revoke license 吊销营业执照 seaquake 海震 second event cover 第二事件承保 securitization 证券化 seismic demage 震害 set-off 抵销 shear wall structure 剪力墙结构 single 险位超赔 spread loss 分散风险 stop loss 赔付率超赔 s
13、torm surges 风暴潮 susceptibility of goods to water 易受水浸性 tarrif 费率表 TG 拐点周期 tidal wave 海啸 topographic map 地形图 分出公司 claim索赔 claim settlement理赔 combined ratio综合赔付率 Consequential Loss (CL7 保险英语翻译，保险专业词汇。后果损失 Contractors All Risks (CAR建筑工程一切险建工险 cover保障 Delay in completion完工延误 EEI电子设备险 engineering insuran
14、ce工程保险 Erection All Risks (EAR安装工程一切险安工险 excess of loss cover超额赔偿 EXL protection超赔保障 facultative business临分保 IBRNIncurred but not reported losses 已发生但未报的损失 IBRN reserveIBRN 储备金 indemnity period/limit赔期/期限 inflated claim超额索赔 tornado 龙卷风 total sum insured 总保额 treaty-limits 合约限额 tube structure 筒体结构 und
15、erwriting policy 承保政策 windstorm 风暴 2 保险英语词汇翻译hour clause 小时条款 hurricane 飓风 individual losses 单一损失 insurability 可保性 insured losses 保险损失 intensity 烈度 layering 层次 less exposed 损失可能性小 liability 责任 light damage 轻度破坏 line slips 分保条 loading 附加费 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss particip
16、ation 分担损失 loss settlement 损失赔付 magnitude 震级 malicious damage 恶意损害 moderate damage 中度破坏 multi-story building 多层建建筑 Munich Re 慕尼黑再 net retained lines 净自留额 net retained losses 损失净自赔额 no profit commission 无纯益风险 non-proportional reinsurance 非比例再保险 notification 告知 object 标的 obligatory reinsurance 固定分保 or
17、iginal deductibles 原始免赔额 insurance capacity承保能力 8 保险英语翻译insured property参保物业 Kobe 神户 Lloyd劳合社 long-tail长尾 Loss of profit利损险 Machinery (Breakdown Insurance机器损坏险，机损险 mail/sub-contractor主/分承包商 maintenance保证期 multiple claim多次重复索赔 non-life非寿险 officer & director liability雇主保险 outstanding claim reserve未决索赔
18、准备金 PC industryproperty & catastrophe industryperil危险 policy保单 9 保险英语翻译pool 英语翻译：联营 possible maximum loss 英语翻译：可能的最大损失 premium 英语翻译：保费 original rate 原始费率 paid-up capital 已付资本 peak accelerator 峰值加速度 peril 危险 PICC Re 中保再 placement 安排 PML 可能最大损失 policyholder 保单持有者 pool 共保组合 portfolio entry 未满期责任的出帐 por
19、tfolio outgo 未满期责任的入帐 premium 保费 previous losses 既往损失 priority 分保自留额 priority 自付责任 3 保险词汇翻译proportional reinsurance 比例再保险 rainstorm 雨暴 rating 费率 reinforced concrete building 钢筋混凝土建筑 reinstatement 恢复保额 reinsured 分出公司 reinsurer 再保险人 retention 自留额 retention areas 滞洪区 return period 重现期 revoke license 吊销
20、营业执照 seaquake 海震 second event cover 第二事件承保 securitization 证券化 seismic demage 震害 set-off 抵销 shear wall structure 剪力墙结构 single 险位超赔 spread loss 分散风险 stop loss 赔付率超赔 storm surges 风暴潮 primary insurance company 英语翻译：原保公司、主保险商 principal/employer 英语翻译：业主 professional 英语翻译：专业险 profit margin 英语翻译：利润边际 proper
21、ty 英语翻译：财产险 proportional cover比例分保 punitive damage惩罚性损害 rate费率 reinsurer分保人分保公司 reinsurer再保人 reserve准备金 retention10自留 return period巨灾间隔期 short-tail短尾 solvency margin赔偿能力 standing charges维持费用 subject insured风险标的 sum insured保额 tarrif zone险区 Third Party Liability (TPL第三者责任险 treaties businesssusceptibil
22、ity of goods to water 易受水浸性 tarrif 费率表 TG 拐点周期 tidal wave 海啸 topographic map 地形图 tornado 龙卷风 total sum insured 总保额 treaty-limits 合约限额 tube structure 筒体结构 underwriting policy 承保政策 windstorm 风暴保险 Insurance保险法 Law of Insurance保险公司 Insurance Company保险合同 Insurance Contract保险单 Policy保险条款 Insurance Clauses
23、保险标的 Insurance Subject保险金额 Insured Amount保险期限 Insurance Period保险费 Insurance Premium保险人 Insurer被保险人 Insured保险代理人 Insurance Agent保险经纪人 Insurance Broker合同分保 turnover营业额 underwriting承保 working expenses /cost营业费用 writing承保财产保险 Property Insurance产品责任保险 Product Liability Insurance劳工保险和雇主责任保险Workers Compens
24、ation and Employer Liability Insurance年金保险 Annuities Insurance人寿保险 Life Insurance两全保险 Endowment Assurance现金价值 Cash Value终身寿险 Whole Life Insurance再保险 Reinsurance保险基本英语术语累积结余 (accumulated value)全险 (all risks) 年金 (annuity)比例计算法 (average)比例分担条文 (average condition)受益人 (beneficiary)改善 (betterment)盗窃罪 (bur
25、glary)现金价值 (cash value)保险凭证 (certificate of insurance)赔偿 (claim)损害赔偿合约 (contract of indemnity)间接损失 (consequential loss)分摊 (contribution)互有疏忽 (contributory negligence)参与供款计划 (contributory plan)可转换定期寿险 (convertible term insurance)冷静期 (cooling-off period)保障范围 (cover)承保单(附条文收据)(cover note (conditional r
26、eceipt)客户保障声明书 (customer protection declaration form)递减定期寿险 (decreasing term insurance)自付额/免赔额 (deductible)界定福利计划 (defined benefit plan)重复补偿 (double indemnity)批单 (endorsements)储蓄保险 (endowment insurance)不受保项目 (exceptions)自付额 (excess)不受保项目 (exclusion)见 exclusions起赔额（率） (franchise)不可争议条款 (incontestabil
27、ity provision)可保权益 (insurable interest)中间人 (intermediary)儿童保险单 (juvenile insurance policy)定额定期寿险 (level term insurance)雇员征费 (levy)有限责任 (limits of liability)理赔师 (loss adjuster)恶意破坏 (malicious damage)重大转变 (material changes)重要事实 (material fact)期满 (maturity)期满日 (maturity date)指定风险保险 (named peril policy)
28、疏忽 (negligence)缴清保单 (paid-up policy)终身寿险 (permanent life insurance)个人责任 (personal liability)保单 (policy)保单附加条款 (policy rider)保单现金提取条款 (policy withdrawal provision)保费 (premium)第一受益人 (primary beneficiary)公众责任 (public liability)附加保障 (rider)标准风险 (standard risks)次标准风险 (substandard risks)自杀不保条款 (suicide ex
29、clusion provision)投保额 (sum insured)退保手续费 (surrender charge)定期寿险 (term life insurance)第三者 (third party)第三者责任 (third party liability / public liability)完全及永久伤残 (total and permanent disability)投保不足 (under-insurance)核保人 (underwriters)核保 (underwriting)最高诚信 (utmost good faith)投资人寿保险 (variable life insuran
30、ce)无效 (void)保费豁免/伤残权益 (waiver of premium for disability benefit)保费豁免/支付*益 (waiver of premium for payer benefit)终身寿险 (whole life insurance)每年续保定期计划 (yearly renewable term)Insurance Policy (or Certificate)保险单（或凭证）1.Risks & Coverage 险别(1)free from particular average (F.P.A.)平安险(2)with particular averag
31、e (W.A.)水渍险（基本险）(3)all risk 一切险（综合险）(4)total loss only (T.L.O.)全损险(5)war risk 战争险(6)cargo(extended cover)clauses 货物（扩展）条款(7)additional risk 附加险(8)from warehouse to warehouse clauses 仓至仓条款(9)theft,pilferage and nondelivery (T.P.N.D.)盗窃提货不着险(10)rain fresh water damage 淡水雨淋险(11)risk of shortage 短量险(12)
32、risk of contamination 沾污险(13)risk of leakage 渗漏险(14)risk of clashing & breakage 碰损破碎险(15)risk of odour 串味险(16)damage caused by sweating and/or heating 受潮受热险(17)hook damage 钩损险(18)loss and/or damage caused by breakage of packing 包装破裂险(19)risk of rusting 锈损险(20)risk of mould 发霉险(21)strike, riots and civil commotion (S.R.C.C.)罢工、暴动、民众骚乱险(22)risk of spontaneous combustion 自燃险(23)deterioration risk 腐烂变质险
